
Although it is just one tool in the educational ecosystem, book series "Financial Education" published by Vietnam Education Publishing House and Tan Viet Books brings a clear message that money is not just for spending, but is also associated with responsibility, goals and human values.
When young people are exposed to financial knowledge through vivid, life-related lessons - from folk songs, ancient stories to modern situations - they will learn to see money as a means to serve life, rather than the sole destination.
More importantly, young people will form the habit of managing resources, planning savings, understanding risks and preparing for their big steps.
"Financial education" is therefore not only about teaching economic knowledge, but also about sowing seeds of courage and aspiration. When these skills are nurtured through each school year, students from grades 1 to 12 will mature and become "courageous financial citizens" - knowing how to set goals, manage assets, start a business confidently and live responsibly towards the community.

Early financial literacy is the foundation that helps each child master their future in a volatile world . This is not just a story of numbers, but also a journey to nurture personality, capacity and independence - the factors that determine sustainable success in life.
According to some international studies, young people who are equipped with financial knowledge from an early age have a significantly higher level of confidence, planning ability and economic adaptation when they grow up.
In particular, a survey by Next Gen Personal Finance in the US shows that students who complete a semester of "Personal Finance" can increase their lifetime benefits by up to 100,000 USD, thanks to knowing how to save, avoid credit traps and take advantage of safe investment tools.
In the UK, financial education was introduced into primary schools in 2014; after 5 years, the proportion of teenagers with the habit of making personal budgets increased by more than 20% compared to before.
In Vietnam, many young people leave school without ever being taught how to budget, manage their spending, or avoid consumer credit traps. In a context where digital payments, e-commerce, and retail investments are widespread, this gap could have long-term consequences.
Early financial education not only helps young people "know how to spending money", but also teaches children to think as an owner by knowing how to set goals, analyze risks, respect the value of labor and consider needs and desires. That is the foundation for forming independence, perseverance and the ability to start a business in the future.
Source: https://baoquangninh.vn/giao-duc-tai-chinh-bo-sach-nuoi-duong-tu-duy-lam-chu-cho-the-he-tre-3381145.html
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