The collateral to be handled is a Mini John Cooper Works car, Mini brand, 4 seats, manufactured in 2021, with registration plate issued by the Traffic Police Department of Ho Chi Minh City Police in 2022.

The owners of the property are Ms. Nguyen Thai Phuong Loan and Mr. Nguyen Minh Vu. Ms. Loan and Mr. Vu are authorized to sell the property themselves under the supervision of VietinBank and VietinBank AMC.

This car is part of the collateral for Ms. Loan and Mr. Vu's loan at VietinBank. In October 2023, VietinBank put this car up for sale but the starting price was not announced.

The total outstanding balance of the provisional loan as of September 18 is more than 22.6 billion VND. Of which, the principal balance is 18.415 billion VND, overdue interest is 4.113 billion VND, and penalty interest is 71.29 million VND.

The remaining collateral is the house ownership in Nguyen Thai Binh ward, District 1, HCMC.

From September 2023 to present, VietinBank has been selling the debt at an agreed price but has not been successful.