Vietinbank interest rates October 2025

Savings interest rates applied to new individual customers in October 2025

Updated October 2025, VietinBank continues to maintain a stable capital mobilization policy. The deposit interest rate table is still in the range of 1.6%/year to 4.8%/year, applied to individual customers who deposit savings for a term of 1 month or more, with the form of receiving interest at the end of the term.

For customers choosing an average term of 6 months to less than 12 months, the bank interest rate is currently at 3%/year. Savings from 12 months to less than 24 months enjoy a rate of 4.7%/year. This is considered a term group with good incentives for depositors who want to ensure safety and stable interest.

Vietinbank's highest savings interest rate is currently 5.0%/year — Vietinbank deposit interest rate October 2025: online deposit up to 5.0%

VietinBank's current highest interest rate is 4.8%/year, applied to long-term deposits of 24 months or more. For customers with long-term financial plans, this is an option to help optimize profits when saving.

In addition, the interest rate on non-term deposits remains at 0.1%/year. For short-term deposits of less than 1 month, VietinBank's mobilization interest rate is maintained at 0.2%/year.

Savings interest rate table at Vietinbank in October 2025 for individual customers:

Term	Vietinbank interest rates at the counter
No term	0.1%
Under 1 month	0.2%
From 1 month to less than 2 months	1.6%
From 2 months to under 3 months	1.6%
From 3 months to under 4 months	1.9%
From 4 months to under 5 months	1.9%
From 5 months to under 6 months	1.9%
From 6 months to under 7 months	3.0%
From 7 months to under 8 months	3.0%
From 8 months to under 9 months	3.0%
From 9 months to under 10 months	3.0%
From 10 months to under 11 months	3.0%
From 11 months to under 12 months	3.0%
12 months	4.7%
Over 12 months to 13 months	4.7%
Over 13 months to under 18 months	4.7%
From 18 months to under 24 months	4.7%
From 24 months to under 36 months	4.8%
36 months	4.8%
Over 36 months	4.8%

Source: VietinBank.

Vietinbank Online Savings Interest Rates

Customers can open an online savings account at VietinBank directly on the VietinBank iPay application or visit the website ipay.vietinbank.vn, without having to go to the transaction counter. The online deposit interest rate is currently applied in the range of 2.0-5.0%/year depending on the term from short to long, in which 5.0%/year is applied to deposits of 24 months or more.

The latest Vietinbank online deposit interest rate table currently being applied is as follows:

Term	Vietinbank online interest rates
No term	0.1%
Under 1 month	0.2%
From 1 month to less than 2 months	2.0%
From 2 months to under 3 months	2.0%
From 3 months to under 4 months	2.3%
From 4 months to under 5 months	2.3%
From 5 months to under 6 months	2.3%
From 6 months to under 7 months	3.3%
From 7 months to under 8 months	3.3%
From 8 months to under 9 months	3.3%
From 9 months to under 10 months	3.3%
From 10 months to under 11 months	3.3%
From 11 months to under 12 months	3.3%
12 months	4.7%
Over 12 months to 13 months	4.7%
Over 13 months to under 18 months	4.7%
From 18 months to under 24 months	4.7%
From 24 months to under 36 months	5.0%
36 months	5.0%
Over 36 months	5.0%

Source: VietinBank.

Deposit interest rates applicable to businesses:

Term	VND (%/year)
No term	0.2%
Under 1 month	0.2%
From 1 month to less than 2 months	1.6%
From 2 months to under 3 months	1.6%
From 3 months to under 4 months	1.9%
From 4 months to under 5 months	1.9%
From 5 months to under 6 months	1.9%
From 6 months to under 7 months	2.9%
From 7 months to under 8 months	2.9%
From 8 months to under 9 months	2.9%
From 9 months to under 10 months	2.9%
From 10 months to under 11 months	2.9%
From 11 months to under 12 months	2.9%
12 months	4.2%
Over 12 months to 13 months	4.2%
Over 13 months to under 18 months	4.2%
From 18 months to under 24 months	4.2%
From 24 months to under 36 months	4.2%
36 months	4.2%
Over 36 months	4.2%