Vietcombank interest rates October 2025

Vietcombank's deposit interest rates in October 2025 remain stable from 0.2% to 4.7%/year, applicable to both individual and corporate customers across the system.

Savings interest rates applied to new individual customers in October 2025

According to the latest information updated in early October 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam ( Vietcombank ) has just adjusted the interest rate table for savings deposits at the counter for individual customers, ranging from 0.2% to 4.7%/year, with the method of receiving interest at the end of the term.

Vietcombank deposit interest rates in October 2025 remain stable from 0.2% to 4.7%/year

In the short-term group, deposits from 7 to 14 days are applied at 0.2%/year. Deposits with terms from 1 to 2 months enjoy interest at 1.6%/year, 3-month terms reach 1.9%/year. In the medium-term segment, terms of 6 and 9 months both maintain the rate of 2.9%/year, suitable for depositors with flexible time needs.

For long-term deposits, Vietcombank currently lists a rate of 4.6% per year for a 12-month term. The highest interest rate of 4.7% per year is applied to deposits with terms from 24 to 60 months.

Vietcombank deposit interest rates for individual customers

Term	Interest rate
No term	0.10%
7 days	0.20%
14 days	0.20%
1 month	1.60%
2 months	1.60%
3 months	1.90%
6 months	2.90%
9 months	2.90%
12 months	4.60%
24 months	4.70%
36 months	4.70%
48 months	4.70%
60 months	4.70%

Source: Vietcombank

In addition to saving at the counter, Vietcombank also offers online money deposit services via digital banking applications. Individual customers who choose this form enjoy the same interest rate as direct deposits, ranging from 0.2% to 4.7%/year depending on the term.

Vietcombank online deposit interest rate table

Term	Interest rate
14 days	0.20%
1 month	1.60%
3 months	1.90%
6 months	2.90%
9 months	2.90%
12 months	4.60%
24 months	4.70%

Source: Vietcombank

Vietcombank's interest rates for businesses in October 2025

Entering October 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continues to implement the mobilization interest rate schedule for corporate customers, with the rate ranging from 0.2% to 4.2%/year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both term and non-term deposits.

Term	VND
No term	0.2%
1 month	1.5%
2 months	1.5%
3 months	1.8%
6 months	2.8%
9 months	2.8%
12 months	4.1%
24 months	4.2%
36 months	4.2%
48 months	4.2%
60 months	4.2%

Source: Vietcombank

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Source: https://baonghean.vn/lai-suat-ngan-hang-vietcombank-thang-10-2025-10308428.html