SHB was honored as “Best Sustainable Financing Bank for SMEs” in Vietnam in 2025

Saigon – Hanoi Commercial Joint Stock Bank (SHB ) has just been honored by Alpha Southeast Asia Magazine as “Best SME Bank for Sustainable Finance in Vietnam” in 2025. This is the second consecutive year SHB has received this prestigious award, affirming the bank’s continuous efforts in promoting sustainable finance and accompanying the development of small and medium enterprises (SMEs) in Vietnam.

The award is part of the Best Financial Institution Awards 2025, organized annually by Alpha Southeast Asia Magazine – one of the leading and most prestigious financial publications in Southeast Asia. The award-winning enterprises are evaluated based on their performance and growth rate over the past year.

Alpha Southeast Asia Magazine honored SHB as “Best Sustainable Financing Bank for SMEs” in Vietnam in 2025

“We are extremely proud to continue to be honored by Alpha Southeast Asia with this prestigious award. This is not only a recognition of SHB’s efforts and achievements in promoting sustainable financing for SMEs, but also a motivation for us to continue to innovate and develop effective and creative financial solutions, contributing to building a green, sustainable and comprehensively developed economy ,” said a SHB representative.

Small and medium-sized enterprises (SMEs) currently account for a large proportion of the total number of enterprises in Vietnam, contributing significantly to GDP and creating jobs for millions of workers. However, many SMEs still face difficulties in accessing capital, especially capital for sustainable development projects such as clean energy, environmental management and digital transformation.

As a TOP 5 private commercial joint stock bank in Vietnam, SHB is well aware of its role in accompanying SMEs to overcome difficulties, improve competitiveness and develop sustainably. SHB has implemented many funding programs, green credit and technical assistance for SMEs, focusing on priority areas such as renewable energy, clean agriculture , sustainable supply chains and digital transformation. The bank also proactively cooperates with international organizations to attract preferential capital and improve sustainable financial capacity.

Since the beginning of the year, SHB has implemented an interest rate incentive program with a scale of VND 11,000 billion to support small and medium enterprises and micro enterprises to supplement working capital, invest in production and business and purchase means of transport. Accordingly, the Bank has allocated VND 10,000 billion in credit with an interest rate of 6.2%/year to help enterprises supplement working capital, invest in production and business and allocated VND 1,000 billion in loans to serve the need to purchase means of transport with an interest rate of 6.5%/year. In addition, import-export enterprises are exempted or reduced from up to 66 types of fees, including international payment service fees and account service fees; at the same time, foreign exchange rate incentives of up to 150 points apply to foreign currencies, including: USD, EUR, GBP, JPY, KRW.

SHB was honored as “Best Sustainable Financing Bank for SMEs” in Vietnam in 2025

SHB is currently implementing many quality solution packages specifically for small and medium enterprises with quick procedures and easy access to capital.

In order to help customers access capital more easily, SHB is promoting digital transformation, reforming and simplifying internal processes and procedures, shortening loan approval time; diversifying credit products to suit customers' capital usage purposes. The bank also actively participates in bank-business connection programs, directly meeting customers to listen and jointly propose solutions to overcome difficulties, creating favorable conditions for customers to access capital for production and business.

Along with persistent efforts to improve its position in the financial market, SHB has actively implemented and well implemented the policies of the Government and the State Bank in supporting and accompanying businesses and people. As one of the banks with the fastest response to promptly support customers, in recent times, SHB has provided many preferential credit programs with a scale of tens of thousands of billions of VND for new customers and interest rate reductions and fee exemptions for existing customers. Non-financial support policies have also been continuously implemented by the bank to help businesses overcome difficulties, gradually recover and stabilize, and develop production and business...

In addition to the Alpha Southeast Asia award, since the beginning of the year, SHB has been honored with many other prestigious awards such as “Best Bank for Public Sector Clients in Vietnam” (FinanceAsia Magazine); “Bank with the Best Sustainable Financing Activities in Vietnam” (Global Finance Magazine); “Bank with the Best Payment Solution Initiative in Vietnam” (The Asian Banker Magazine). In particular, SHB continues to be in the TOP 200 largest enterprises in Southeast Asia Fortune Southeast Asia.

In the 2024-2028 period, SHB will focus resources on implementing a strong and comprehensive Transformation Strategy based on four pillars: Reforming mechanisms, policies, regulations, and processes; People are the subject; Taking customers and markets as the center; Modernizing information technology and digital transformation.

SHB sets a strategic goal of becoming a TOP 1 Bank in terms of efficiency; Most favorite Digital Bank; Best Retail Bank and at the same time a TOP Bank providing capital, financial products and services to strategic private and state enterprise customers, with a supply chain, value chain, ecosystem, and green development.

Source: https://baodaknong.vn/shb-duoc-vinh-danh-ngan-hang-tai-tro-ben-vung-tot-nhat-danh-cho-doanh-nghiep-SME-tai-viet-nam-nam-2025-256581.html