The State Bank of Vietnam made the decision afterSHB completed the issuance of 528.5 million shares to pay 2024 dividends at a rate of 13%. Previously, SHB completed the cash dividend payment of 5%. The total dividend rate for 2024 paid by SHB is 18%.
For many years, SHB has regularly paid dividends at a rate of 10-18% in both cash and shares. SHB plans to continue maintaining the dividend rate of 18% in 2025 - affirming its strong financial potential and long-term commitment to shareholders.
In 2025, SHB plans to achieve pre-tax profit of VND14,500 billion, up 25%. The target of total assets is VND832 trillion this year and VND1 million billion by 2026, marking a solid step forward in scale and position in the domestic and regional financial markets.
According to the audited financial statements for the first 6 months of the year, as of June 30, 2025, SHB's total assets were nearly VND 826 trillion, of which outstanding loans to customers exceeded VND 594.5 trillion, up 14.4% compared to the beginning of the year and up sharply by 28.9% over the same period.
In the first 6 months of the year, SHB continued to promote its potential strengths, along with strong business growth, actively expanding its scale of operations, diversifying product and service types, promoting customer development, recovering bad debts, applying modern banking technology to improve efficiency and productivity... Accumulated in the first 6 months, SHB recorded pre-tax profit of VND 8,946 billion, an increase of 30% over the same period in 2024, equivalent to 62% of the 2025 plan.
.jpg)
SHB is known as a bank with top efficiency, with the cost-to-income ratio (CIR) controlled at 16.4% – the lowest in the industry. The bank also leads in labor productivity with pre-tax profit per employee reaching 1.3 billion VND/employee.
Safety indicators continue to be well maintained. The loan-to-deposit ratio (LDR) and the ratio of short-term capital used for medium- and long-term loans are both within the limits prescribed by the State Bank. The consolidated capital adequacy ratio (CAR) remains stable at over 11%, far exceeding the minimum 8% prescribed, ensuring safe capital capacity for business operations.
Asset quality continued to improve significantly with the non-performing loan (NPL) ratio under Circular 31 being controlled at a low level. Group 2 debt dropped sharply to only 0.3%, asset quality improved strongly.
With effective business and sustainable growth, SHB has affirmed its position in the “TOP 10 most profitable private enterprises in Vietnam” according to Vietnam Report, “Top 100 most valuable brands in Vietnam” according to Brand Finance and is the Top bank with the largest budget contribution in Vietnam for many years.
In its strong and comprehensive transformation strategy, SHB is currently focusing on four pillars: Reforming mechanisms, policies, regulations, and processes; People are the subject; Taking customers and markets as the center; Modernizing information technology and digital transformation.
SHB aims to become a TOP 1 Bank in terms of efficiency; Most favorite Digital Bank; Best Retail Bank and a TOP Bank in providing capital, financial products and services to strategic private and state-owned corporate customers, with a supply chain, value chain, ecosystem, and green development. Vision to 2035, SHB will become a modern retail bank, a green bank, a digital bank in the TOP of the region.
Source: https://daibieunhandan.vn/shb-chinh-thuc-nang-von-dieu-le-len-45-942-ty-dong-10388387.html
Comment (0)