Deputy Prime Minister adds policy to help families with 3 or more children access social housing

(NLDO) - In addition to income conditions, the Deputy Prime Minister noted that the Ministry of Construction needs to supplement access to social housing for families with 3 or more children.

On the afternoon of October 10, Deputy Prime Minister Tran Hong Ha chaired a meeting to listen to a report on the draft Decree amending and supplementing a number of articles of Decree No. 100/2024 of the Government detailing a number of articles of the Housing Law on the development and management of social housing and Decree No. 192/2025 detailing a number of articles and measures to implement Resolution No. 201/2025 of the National Assembly on piloting a number of specific mechanisms and policies for social housing development.

Deputy Prime Minister Tran Hong Ha chaired the meeting. Photo: VGP

According to the report of the Ministry of Construction , one of the important highlights of the draft Decree is the amendment and supplementation of regulations on land use obligations of investors, allowing payment instead of having to directly reserve 20% of the land fund in the project to build social housing.

This move is expected to overcome existing shortcomings, while ensuring transparency, fairness and targeting in the implementation of the social housing program.

Notably, the draft amendment to Decree 100 of 2024 also focuses on clarifying income conditions for people when participating in purchasing or leasing social housing.

The condition for buying social housing is that the household income is less than 40 million VND/month.

According to the proposal, the income ceiling for consideration to purchase or lease-purchase social housing will be raised to 20 million VND/month for individuals, 40 million VND/month for couples, and 30 million VND/month for single individuals raising children under the age of majority.

Based on the conditions and income levels of each area, the Chairman of the People's Committee of the provinces and centrally-run cities decides on adjustments to the subjects eligible to buy or rent-purchase social housing.

Notably, those without a labor contract can still access social housing but must have confirmation from the commune-level police based on the population database. Compared to current regulations, this proposed level is closer to the actual income and living conditions of the people.

The interest rate for loans to buy or hire-purchase social housing is regulated at 5.4%/year. In case it is necessary to change the loan interest rate, relevant agencies must report and submit it to the Prime Minister for consideration and decision.

At the meeting, the Deputy Prime Minister noted that the Ministry of Construction needs to supplement incentive policies and create conditions for access to social housing for multi-generational families and nuclear families with 3 or more children.

The Deputy Prime Minister assigned the Ministry of Construction to urgently complete the draft, review all contents, complete the submission and related documents to submit to the Prime Minister for signing and promulgation of the Decree amending and supplementing a number of articles of Decree No. 100/2024 of the Government detailing a number of articles of the Housing Law on the development and management of social housing and Decree No. 192/2025 detailing a number of articles and measures to implement Resolution No. 201/2025 of the National Assembly on piloting a number of specific mechanisms and policies for social housing development.

Source: https://nld.com.vn/de-xuat-nang-muc-tran-thu-nhap-ho-gia-dinh-len-40-trieu-dong-thang-duoc-mua-nha-o-xa-hoi-196251010191815646.htm