Enjoy maternity benefits thanks to voluntary social insurance participation

The addition of maternity benefits for voluntary social insurance participants under the Social Insurance Law 2024 is considered an important step forward, contributing to ensuring social security and encouraging informal sector workers in Hai Phong to participate in insurance.

Ms. Tran Huyen Trang was guided by the Social Insurance officer of Kien An base ( Hai Phong ) to submit documents to receive maternity benefits.

Double the joy

Ms. Tran Huyen Trang, in Minh Khai group, Phu Lien ward (Hai Phong) had a "double" joy when she welcomed her child and received 2 million VND in maternity allowance from participating in voluntary social insurance. "With a not too large but extremely meaningful amount of money, this amount of money helps my family reduce the financial burden during the period of taking care of a young child, and at the same time affirms the profound humanity of the voluntary social insurance policy", Ms. Trang happily shared.

Ms. Trang added: “I joined voluntary social insurance with the hope of having a pension in the future, but I did not expect to receive additional maternity benefits. I am really happy because this support helps cover additional costs when giving birth.”

According to Kien An Social Insurance, immediately after receiving the information, the Social Insurance officer directly guided and supported Ms. Trang to complete the necessary procedures. Within only 3 working days, Ms. Trang received the full 2 ​​million VND in maternity benefits. It is known that this is the first case in the city to receive maternity benefits from participating in voluntary social insurance.

The timely payment of the first cases receiving maternity benefits from voluntary social insurance not only demonstrates the companionship and care of the Social Insurance sector for workers but also contributes to affirming the superiority and humanity of the policy.

Ms. Pham Thi Bich Thao, Deputy Director of Kien An Social Insurance, said: Ms. Tran Huyen Trang's story is a concrete example and also a motivation for us to continue to strengthen propaganda, bringing voluntary social insurance policies closer to a large number of freelance workers.

In addition, the unit focuses on reforming administrative procedures, making processes transparent, creating the most favorable conditions for people to access and enjoy social insurance and health insurance policies. Processing records quickly and promptly not only ensures the rights of participants but also contributes to strengthening people's trust in social insurance policies.

Ms. Nguyen Thi Nu, in Kinh Mon ward confided: Previously, voluntary social insurance only had two regimes: retirement and death, so many workers were not interested in participating. After adding the maternity regime, I found it very practical, many people have started to pay attention to the voluntary social insurance policy and learn more. This regime will be a "push" for people and freelance workers to voluntarily participate, not only ensuring security in old age but also enjoying other short-term regimes.

According to the Social Insurance Agency, to ensure that all voluntary social insurance participants who are eligible for maternity benefits are promptly resolved, the Social Insurance Agency is actively promoting and guiding the processes, procedures, necessary documents and methods of submitting documents to create the most convenience for beneficiaries.

Humane and practical regulations

Binh Giang Social Insurance propagates insurance policies to people.

According to the Law on Social Insurance 2024, employees participating in voluntary social insurance (including both female and male employees) when giving birth or having a wife giving birth, if meeting the conditions (paying social insurance for 6 months or more in the 12 months before giving birth), will receive a subsidy of 2 million VND for each child born and each fetus from 22 weeks old or older that is still in the uterus or dies during labor. In case both father and mother pay voluntary social insurance, only one person will receive the benefit.

According to the assessment, adding maternity benefits to the voluntary social insurance policy is one of the breakthroughs of the Social Insurance Law 2024. At the same time, gradually realizing the spirit of Resolution No. 28 on reforming social insurance policies, by expanding voluntary social insurance to other regimes besides retirement and death benefits. The Social Insurance Law 2024 is expected to be an effective solution to address one of the reasons why the number of people participating in voluntary social insurance is still low due to the lack of attractive short-term regimes.

Recently, the implementation of voluntary social insurance policy in the city has also achieved many positive results. According to data from Hai Phong Social Insurance, as of September 30, the number of people participating in voluntary social insurance was nearly 104,000, reaching 86.7% of the assigned plan, accounting for 5.2% of the city's working-age workforce.

The above results are thanks to the practical support of the city, specifically, Dong Hai Phong is implementing Resolution No. 12/2022/HDND of the City People's Council and Tay Hai Phong is implementing Resolution No. 14/2020/NQ-HDND on supporting voluntary social insurance participation. Along with that is the proactive and drastic participation of the Social Insurance sector, localities, units and socio- political organizations.

Besides the achieved results, the rate of voluntary social insurance participants is not commensurate with the potential because the contribution rate is still quite high compared to the average income of people living in rural areas and islands.

In order for the majority of freelance workers to enjoy the city's support and superior benefits under the new regulations, Hai Phong Social Insurance continues to advise the City People's Committee to submit to the City People's Council to promulgate policies and mechanisms to support voluntary social insurance contributions for participants that are superior, practical, and effective, ensuring that the city's people deserve to enjoy the fruits of the city's socio-economic development in the period 2025-2030. In the immediate future, unify the support levels for voluntary social insurance and health insurance participants in both the eastern and western regions of the city, focusing on support policies for the disadvantaged.

In addition, the Social Insurance agency regularly expands the activities of organizations that coordinate the development of participants such as collection service organizations; focuses on coordinating with communes, wards, and special zones in reviewing the list of potential participants; organizes communication conferences for participants to mobilize people to participate in voluntary social insurance. With the benefits and preferential regimes of the Social Insurance Law 2024 along with the city's support policies, people proactively and voluntarily participate in voluntary social insurance.

HOANG XUAN

Source: https://baohaiphong.vn/thu-huong-che-do-thai-san-nho-tham-gia-bao-hiem-xa-hoi-tu-nguyen-523223.html