Bac A Commercial Joint Stock Bank ( Bac A Bank ) has just announced a new interest rate schedule, with an increase of 0.1-0.2%/year for deposit terms from 1-11 months.

According to the interest rate schedule applied to deposit accounts under 1 billion VND of Bac A Bank, the interest rate for 1-5 month term deposits has increased by 0.2%/year.

Accordingly, the latest interest rate for 1-2 month term deposits is 4%/year, 3 month term is 4.3%/year, 4 and 5 month terms are 4.4% and 4.5%/year respectively.

Interest rates for 6-8 month terms were adjusted by Bac A Bank to increase by 0.15%/year, listed at 5.4%/year.

Interest rates for 9-11 month terms increased by 0.1% per year, listed at 5.45% per year.

Meanwhile, Bac A Bank keeps the interest rates for 12-36 month terms unchanged. The interest rate for 12-month savings is 5.5%/year, for 13-15 month terms is 5.6%/year and for 18-36 month terms is 5.8%/year.

Regarding the mobilization interest rate applied to deposit accounts from 1 billion VND, Bac A Bank increased the mobilization interest rate for terms from 1-4 months by 0.2%/year, increased 0.1%/year for terms of 5 months, increased 0.15%/year for terms of 6-8 months and increased 0.1%/year for terms of 9-11 months.

Accordingly, the latest interest rate schedule applied to deposits from 1 billion VND is as follows: 1-2 month term is 4.2%/year, 3 month term is 4.5%/year, 4 month term is 4.6%/year, 5 month term is 4.7%/year, 6-8 month term is 5.6%/year, 9-11 month term is 5.65%/year.

Bac A Bank keeps the interest rates unchanged for the remaining terms. 12-month term is 5.7%/year, 13-15-month term is 5.8%/year.

The highest interest rate listed by Bac A Bank for 18-36 month term deposits is up to 6%/year.

With the adjustment of terms under 12 months, Bac A Bank has become one of the banks listing the highest savings interest rates for terms under 6 months, especially the 5-month term with an interest rate of 4.7%/year.

Since the beginning of September, only 3 domestic commercial banks have adjusted their deposit interest rates. Of which: Vikki Bank increased the online deposit interest rate for 1-13 months from 0.1-0.15%/year. Bac A Bank increased the deposit interest rate for 1-11 months from 0.1-0.2%/year.

GPBank has reduced interest rates for all online deposit terms. For over-the-counter deposits, GPBank has reduced interest rates for terms from 4 to 36 months, while increasing interest rates for 1 to 3 month deposits.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON SEPTEMBER 29, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4 4.3 5.4 5.45 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.25 5.35 5.55 5.55
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 3.8 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.25 4.45 5.8 6.1 6.1
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2
SCB 1.6 1.9 2.9 2.9 3.7 3.9

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-29-9-2025-tang-lai-suat-ky-han-1-11-thang-2447092.html