According to GPBank's latest online deposit interest rate schedule applied to individual customers, deposit interest rates for terms from 6 months to 36 months have increased by 0.1%/year. GPBank has kept the same terms under 6 months.

With the above adjustment to increase deposit interest rates, GPBank's latest online deposit interest rate table is as follows: Term from less than 1 week to 3 weeks is 0.5%/year; term 1-2 months is 3.8%/year; term 3-5 months is 3.9%/year.

The latest savings interest rate for 6-8 month term is 5.35%/year; 9 month term is 5.45%/year and 12-36 month term is 5.65%/year. This is the highest savings interest rate listed by GPBank.

GPBank also increased bank interest rates for over-the-counter savings products applicable to individual customers and economic organizations, the interest rate increase is 0.1%/year for terms from 4-36 months.

Accordingly, the interest rate for savings with interest paid at the end of the term for this deposit product is as follows: 1-2 month term is 3.55%/year; 3-month term is 3.65%/year; 4-month term is 3.75%/year; 5-month term is 3.8%/year; 6-8 month term is 4.9%/year; 9-month term is 5%/year and 12-36 month term has interest rate of 5.2%/year.

For GPBank's Phat Tai savings product, this is a ladder savings product, with the bank stipulating different bank interest rates according to 6 different deposit levels, the lowest is under 100 million VND and the highest is from 5 billion VND or more.

With this savings product, GPBank also increased interest rates for terms from 6-13 months, with an increase of 0.1%/year.

Accordingly, the interest rate applied to deposits under VND100 million is as follows: 1-2 month term is 3.55%/year; 3 month term is 3.65%/year; 6 month term is 4.9%/year; 9 month term is 5%/year and 12-13 month term is 5.2%/year.

With an interest rate difference of 0.05-0.1%/year for each different deposit level, the highest interest rate of this savings product is 5.45%/year, applied to deposits of 5 billion VND or more, with a term of 12-13 months.

Previously, GPBank announced a reduction in interest rates from 0.15-0.4%/year for many terms on all deposit products. Immediately after that, this bank also announced an additional interest rate of up to 0.8%/year for VIP customers.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON OCTOBER 3, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 4 4.3 5.4 5.45 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.35 5.45 5.65 5.65
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SCB 1.6 1.9 2.9 2.9 3.7 3.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.25 4.45 5.8 6.1 6.1
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-3-10-2025-dong-loat-tang-ky-han-6-36-thang-2448588.html