ACB was honored for the 9th consecutive time as "50 most effective businesses in Vietnam"

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ACB representative received the honor of ranking "50 Most Effective Business Companies in Vietnam 2025" (TOP50).

This is the 9th consecutive year that ACB has appeared in this prestigious ranking, affirming the bank's solid position in the group of listed enterprises leading in business efficiency.

TOP50 is built based on three consecutive years of data from listed enterprises, evaluated through three key financial indicators: revenue growth rate, return on equity (ROE) and earnings per share (EPS).

Thanks to this evaluation mechanism, the program not only records current business performance but also reflects the sustainability of the enterprise's development strategy.

According to the Top 50 survey results of Nhip Cau Dau Tu Magazine, the total capitalization value of the 50 most effective listed companies in 2025 reached more than 120 billion USD, accounting for more than 55% of the total capitalization value of the HOSE floor, including many enterprises with capitalization of 1 billion USD or more.

This year's list continues to show the resilience of Vietnam's economy with the increasing presence of large-scale enterprises, especially in the banking, real estate, consumer and infrastructure sectors - areas that are leading new growth drivers of the economy.

In the context of the economy gradually recovering but still facing many challenges, ACB continues to demonstrate its outstanding management capacity and business efficiency.

According to the financial report for the second quarter of 2025, the bank achieved pre-tax profit of VND6,100 billion, an increase of 33% over the previous quarter; accumulated pre-tax profit in the first 6 months of the year reached VND10,700 billion, completing nearly half of the yearly plan.

Operational efficiency continues to be affirmed when ROE remains above 20%, cost/income ratio (CIR) is stable around 32%.

In terms of operational scale, outstanding credit reached VND634,000 billion, up 9.1% compared to the beginning of the year; capital mobilization reached VND707,000 billion, up 10.6%, of which CASA accounted for 22.6%. Asset quality was tightly controlled with the consolidated bad debt ratio after CIC at 1.26%, an improvement compared to the end of 2024.

Not only stopping at financial indicators, ACB also stands out thanks to its strong digital transformation strategy, investment in technology platforms, expansion of online services and enhancement of customer experience.

The rate of transactions via digital channels has increased rapidly, contributing increasingly to operational efficiency. At the same time, the bank has also strengthened risk control, maintained a safe capital buffer and a prudent provisioning policy, helping ACB stand firm in the face of market fluctuations.

These results follow the success of 2024, when ACB recorded more than VND 21,000 billion in pre-tax profit, ROE reaching about 22% with impressive growth in assets, credit and capital mobilization.

This is an important foundation for the bank to realize its 2025 target, including setting a pre-tax profit plan of VND23,000 billion and controlling the bad debt ratio below 2%.

Along with the two titles of “Outstanding Retail Bank” and “Bank with Innovative Products and Services” (ONE-GEN AI product - Smart Virtual Assistant for Corporate Customers) at the recent Vietnam Outstanding Banking Awards 2025, the recognition from TOP50 2025 once again affirms ACB's position as one of the leading retail banks, maintaining sustainable business performance and creating long-term value for customers, shareholders and the community.

Source: https://nhandan.vn/acb-lan-thu-9-lien-tiep-duoc-vinh-danh-50-cong-ty-kinh-doanh-hieu-qua-nhat-viet-nam-post911295.html