Bank interest rates today October 9, 2025: More banks offer 'huge' interest rates

After a series of banks such as Vietcombank, MB, Woori Bank, Vikki Bank, SeABank ... announced to give additional interest rates to customers who deposit savings, the "big guy" Techcombank recently also announced to add interest rates up to 1%/year for customers who deposit savings "Phat Loc Online" for terms of 3, 6 and 12 months.

This promotion is applied by Techcombank for amounts from 20 million VND, from October 1-31.

Previously, Techcombank announced an additional interest rate of 0.5%/year from August 11 for individual customers who have not held any savings deposits, term deposits, or deposit certificates at this bank since January 1; customers with newly opened deposits that are recorded as effective first on the system.

Interest addition is applied to the following products: Phat Loc Online Deposit, Flexible Principal Withdrawal Deposit, Regular Savings with interest paid at the end of the term, terms of 3, 6, 12 months.

According to the online deposit interest rate table currently posted by Techcombank, the interest rate for non-term deposits is 0.05%/year; for 1-2 week terms, it is 0.5%/year.

Meanwhile, online savings interest rates for 1-2 month terms are listed at 3.45%/year.

Notably, Techcombank listed 3-month, 6-month and 12-month terms at 4.25%/year, 5.15%/year and 5.35%/year, respectively.

The interest rate for 4-5 month term is 3.75%/year, 7-11 month term is 4.65%/year and 13-36 month term is listed at 4.85%/year.

For the same term of over 12 months, most commercial banks are listing interest rates above 5%/year, except for Techcombank and the group of state-owned commercial banks such as Agribank , BIDV, VietinBank, Vietcombank.

Instead of increasing deposit interest rates, banks such as Vietcombank, MB, Woori Bank, Vikki Bank, and SeABank recently announced additional interest rates for depositors.

Among them, the Korean bank, Woori Bank, announced to give an additional interest rate of up to 1.5%/year for customers depositing 5 billion VND or more.

In addition, Woori Bank adds a preferential interest rate of 0.2%/year for customers who deposit money and register for new Internet/Mobile Banking within the last 3 months; plus 0.3%/year for initial deposits from 200 million VND to under 500 million VND; 0.6%/year for deposits from 500 million VND to under 1 billion VND; 0.9%/year for deposits from 1 billion VND to under 2 billion VND and 1.2%/year for deposits from 2 billion VND to under 5 billion VND.

Another "big guy", MB Bank, also offers an additional savings interest rate of up to 0.8%/year when making online savings deposits via the MB Bank app from September 29 to October 14.

With SeABank, this bank has long maintained a policy of adding savings interest rates of up to 0.5%/year when making online savings deposits of 100 million VND or more, with terms of 6, 12, and 13 months.

From September 25 to October 31, for each savings deposit of VND 1 billion or more at the transaction counter, Vietcombank will give VCB Loyalty points equivalent to 0.1% of the deposit amount to customers.

In addition, with a deposit at the counter or online from 30 million VND, with a term of 6 or 12 months, customers will be given a prize code. There is 1 special prize worth 1 billion VND, 10 first prizes worth 100 million VND each and 20 second prizes worth 50 million VND each.

From now until December 31, VietBank will give away gifts and lucky draw codes, with a special prize worth up to 500 million VND to customers who save for 1-36 months.

Since the beginning of October, two banks have officially increased interest rates through adjusting interest rate schedules, including GPBank and Vikki Bank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON OCTOBER 9, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	4	4.3	5.4	5.45	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.8	3.9	5.35	5.45	5.65	5.65
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.35	4.45	6	6	6.2	6.2
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2