Dak Lak: Complete happiness thanks to preferential capital

(People's life) - In order to spread preferential loans to disadvantaged workers in the area, creating a "leverage" to help the poor have jobs and improve their lives, the policy of supporting loans for workers going to work abroad has been implemented in the locality and received high appreciation from people who want to export labor. Most of the loan customers have stable jobs abroad, with a good income, contributing significantly to poverty reduction in the locality.

Da Nang : 100% of poor and near-poor households in need of loans are supported to resolve their problems promptly.
Nearly 17,500 customers borrowed capital to solve employment in the first quarter of 2023
More than 23,000 poor households and policy beneficiaries received loans.
CuM'gar District ( Dak Lak ): Propagating ways to save through Savings & Loan Groups

The policies to support loans for working abroad under contracts at the Social Policy Bank have contributed to creating jobs and opening up opportunities to work abroad for workers from ethnic minorities, poor and near-poor households, etc., creating conditions for workers to have stable jobs and incomes. During their time working abroad, workers will improve their skills, practice discipline, accumulate experience and improve their knowledge. When they return home, they will have a certain amount of capital to invest in production and business - something that is difficult to do if they do not work abroad.

According to data from the Transaction Office of the Social Policy Bank in Cu Mgar district, Dak Lak province, from the beginning of 2023 to now, it has lent 11 workers to work abroad with an amount of 1,089 million VND. The outstanding balance of the loan program to work abroad is 1,806 million VND with 23 customers still in debt. The Social Policy Bank has supported and helped workers access loans quickly and conveniently, meeting the borrowing needs of workers to work abroad under contracts. Loan policies at the Social Policy Bank to work abroad have helped policy households improve their lives and escape poverty. The loan capital of the program has been well received and supported by the people, contributing significantly to poverty reduction in the locality, contributing to improving the socio -economic efficiency of the locality.

Through investigation, the reporter met Y Vuon Eban again, at Sut Mgrư village, Cu Sue commune, Cu Mgar district, Dak Lak province, after the sudden afternoon rain of the Central Highlands, in the new spacious house built with the money saved after returning from working in Japan, the smile was always on Y Vuon's lips throughout the conversation and exchange together. sharing his story in joy and happiness. She said: “In early 2018, I was notified that I had been selected to work in Japan. First, I had to complete the procedures to learn the language and a trade, and then fly to Japan in the middle of the year. At that time, my family's economy was very difficult. My parents had to sell a pair of cows so that I could complete the procedures and enroll in school in Quy Nhon. After the training period, I was accepted by a Japanese company to work in construction. But thinking about the money I still had to worry about completing the procedures, the money I still owed the training center, the plane ticket, ... the amount of more than 50 million, made me worried. I had already sold the pair of cows, now I could only sell the land to get money, but if I sold the land, what would my parents and siblings do at home, what would they have to live on, the whole family was living off of that 3 sao of land. I shared the difficulties with everyone in the family and relatives, and luckily, Uncle Y Khep Eban, who was the Savings and Loans group, said that the District Social Policy Bank had a loan program for labor export.

After meeting the bank staff to guide me through the loan procedures, I felt relieved. Then I was approved for a loan of 50 million VND, which was enough for me to work with peace of mind when I arrived, with the hope that I would earn money not only to pay off the debt but also to build a new house, and save more so that after returning home, I would have a source of income to build an economy for myself and my family. After only half a year, I had paid off all the money I owed my relatives and the bank. I did not want to be in debt, because thinking about my debt still made me very worried, so I told my parents to pay off the debt first. Paying off all the debt gave me more motivation to work in a foreign country."

Talking with Y Vuon, I felt like I could see the immense joy in his eyes and smile, which made me happy too. Y Vuon also shared that he had just gotten married at the end of last year, and his wife, who was also his lover, had waited for him the entire time he was in a foreign land. So now, in addition to the farm, garden, pond, and barn he had built with the money he earned from working abroad, he had a house, a wife, and was about to have a child. For him, that was complete right now.

In Cu Dlie M'nong commune, Cu Mgar district, Dak Lak province, many households have also received timely "support" from preferential loans for overseas labor export to work and have a stable life. For example, Mr. Y Yin K'doh (Ede ethnic group) was disbursed 90 million VND in November 2020 to go to Japan to work in the agricultural processing sector; with a good income, he gradually paid off the loan and saved for his family.

Identifying the labor export loan program as a major policy of the Party and State to create jobs, increase income for people, and contribute to poverty reduction in the locality, the Transaction Office of the Social Policy Bank of Cu M'gar district has recently promptly resolved procedures to support workers in need of loans. From 2020 to now, this unit has disbursed more than 1.5 billion VND to 16 customers borrowing labor export loans in the markets of Japan, Korea, etc.

Y Vuon and his wife in front of their newly built house

Director of the Transaction Office of the Social Policy Bank of Cu M'gar District, Vo Ngoc Han, said that the policy of supporting loans for workers going to work abroad implemented locally has received high appreciation from people who want to work abroad. Most of the loan customers have stable jobs abroad, with a good income. This has created a positive signal to spread preferential loans to disadvantaged workers in the area, creating a "leverage" to help workers have jobs and improve their lives. In the coming time, the Transaction Office of the Social Policy Bank of Cu M'gar District will continue to participate, integrate into conferences of functional sectors, propagate and disseminate so that people understand and grasp new information about loan sources for labor export; at the same time, deploy loans promptly according to regulations, and effectively carry out inspection and supervision of the effective use of loans by workers who have borrowed capital...

On April 27, 2023, the Provincial Party Standing Committee issued Program No. 39-CTr/TU on implementing Directive No. 20-CT/TW dated December 12, 2022 of the Secretariat on "Strengthening the Party's leadership in sending Vietnamese workers to work abroad in the new situation". Accordingly, the Provincial Party Standing Committee requested to strengthen propaganda and education to raise awareness of Party committees at all levels, authorities, Party members, workers and the whole society about the role and importance of sending Vietnamese workers to work abroad; research and implement vocational training in line with the needs of the foreign labor market; build a suitable labor market information system; improve the capacity, effectiveness and efficiency of state management of sending workers to work abroad; Strengthen inspection, supervision and evaluation of the implementation results of this work in the area.

Khanh Phuoc

Source link