Vietnam Export Import Commercial Joint Stock Bank (Eximbank) has just officially increased deposit interest rates on weekends (Saturdays and Sundays) to the highest level of 6.4%/year.
This is the highest officially listed interest rate currently, and Eximbank is also the only bank applying a separate online interest rate schedule for weekends.
Starting from October 2024, Eximbank will launch an online deposit interest rate schedule specifically for weekends. After more than a month of implementation, this bank has officially increased the online deposit interest rate for weekends, starting from today, November 23, 2024.
Accordingly, the 12-month term deposit interest rate increased sharply by 0.4%/year to 5.6%/year from today. The 15-month term bank interest rate increased even more sharply with an increase of 0.6%/year to 6.3%/year.
Notably, the interest rate for 18- to 36-month terms has been adjusted up by 0.1%/year to 6.4%/year. This is the "top interest rate" on the market today according to official listing.
Eximbank keeps the interest rates for the remaining terms for weekends unchanged. Accordingly, the interest rate for 1-month term is 4.5%/year, the 3-5 month term is 4.75%/year (the ceiling interest rate for deposits with terms of less than 6 months according to the State Bank's regulations), and the 6-month term has an interest rate of 5.5%/year.
The above interest rates are for customers who receive interest at the end of the term. In case customers deposit money and choose to receive interest at the beginning of the term, the interest rate will be 0.2% lower per year for terms from 3 to 36 months, while the term of 1 to 2 months will remain unchanged.
This online deposit interest rate schedule for weekends is applied by Eximbank for weekends in November including: November 23, 24, 30, 2024; and weekends in December including: December 1, 7, 8, 14, 15, 21, 22, 28, 29, 2024.
Compared to the online deposit interest rate schedule applied on weekdays, the highest interest rate difference is up to 1.2%/year. Eximbank only adjusts bank interest rates for deposits on weekends.
Bank interest rates for online deposits (interest paid at the end of the term) on weekdays remain the same as follows: 1-month term 3.9%/year, 2-month term 4%/year, 3-month term 4.3%/year, 4-month term 4.7%/year, 5-month term 3.9%/year, 6-month term 5.2%/year, 9-month term 4.5%/year, 12-month term 5.2%/year, 15-month term 5.7%/year, 18-month term 5.8%/year, 24-month term 5.9%/year, and 36-month term 5.2%/year.
Eximbank is the 14th bank to increase deposit interest rates since the beginning of November, including: Eximbank, BaoViet Bank, HDBank, GPBank, LPBank, Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank , Techcombank, ABBank, and VietBank. Of which, ABBank, Agribank and VIB are the banks that have increased interest rates twice since the beginning of the month.
On the contrary, ABBank is also the only bank that reduces deposit interest rates by 0.1%/year for a 12-month term.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 23, 2024 (%/YEAR) | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| ABBANK | 3.2 | 4.1 | 5.5 | 5.6 | 5.8 | 6.2 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| AGRIBANK | 2.4 | 2.9 | 3.6 | 3.6 | 4.8 | 4.8 |
| BAC A BANK | 3.95 | 4.25 | 5.4 | 5.5 | 5.8 | 6.15 |
| BAOVIETBANK | 3.3 | 4.35 | 5.2 | 5.4 | 5.8 | 6 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| BVBANK | 3.8 | 4 | 5.2 | 5.5 | 5.8 | 6 |
| CBBANK | 3.8 | 4 | 5.5 | 5.45 | 5.65 | 5.8 |
| DONG A BANK | 3.9 | 4.1 | 5.55 | 5.7 | 5.8 | 6.1 |
| EXIMBANK | 4.5 | 4.75 | 5.5 | 4.5 | 5.6 | 6.4 |
| GPBANK | 3.4 | 3.92 | 5.25 | 5.6 | 5.95 | 6.05 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| IVB | 3.8 | 4.1 | 5.1 | 5.1 | 5.8 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.2 | 5.3 | 5.6 | 5.7 |
| LPBANK | 3.6 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| MB | 3.5 | 3.9 | 4.5 | 4.5 | 5.1 | 5.1 |
| MSB | 3.9 | 3.9 | 4.8 | 4.8 | 5.6 | 5.6 |
| NAM A BANK | 4.5 | 4.7 | 5 | 5.2 | 5.6 | 5.7 |
| NCB | 3.9 | 4.2 | 5.55 | 5.65 | 5.8 | 5.8 |
| OCB | 3.9 | 4.1 | 5.1 | 5.1 | 5.2 | 5.4 |
| OCEANBANK | 4.1 | 4.4 | 5.4 | 5.5 | 5.8 | 6.1 |
| PGBANK | 3.4 | 3.8 | 5 | 5 | 5.5 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.8 | 6 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 5 | 5.1 | 5.5 | 5.8 |
| TECHCOMBANK | 3.35 | 3.65 | 4.55 | 4.55 | 4.85 | 4.85 |
| TPBANK | 3.5 | 3.8 | 4.7 | 5.2 | 5.4 | |
| VIB | 3.6 | 3.9 | 4.8 | 4.8 | 5.3 | |
| VIET A BANK | 3.7 | 4 | 5.2 | 5.4 | 5.7 | 5.9 |
| VIETBANK | 3.9 | 4.1 | 5.2 | 5 | 5.6 | 5.9 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7x |
| VPBANK | 3.6 | 3.8 | 4.8 | 4.8 | 5.3 | 5.3 |
Source: https://vietnamnet.vn/lai-suat-huy-dong-cao-nhat-tang-len-6-4-nam-tu-hom-nay-2344807.html
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