Techcombank's automatic profit-generating product wins Stevie Awards gold award

All three awards are part of the 22nd annual International Business Awards® presented by the Stevie Awards.

Dubbed the "Oscars of international business", the Stevie Awards and the International Business Awards® (IBA) are among the most prestigious and reputable awards in the world for businesses. With a 22-year history, this award has gathered and honored thousands of businesses worldwide. Among them, the majority are large corporations, multinational companies, and influential businesses in the world.

In 2025, the IBA Stevie Award attracted more than 3,800 nominations from 78 countries and territories. Among them, Techcombank is the only Vietnamese bank to be honored at the IBA Stevie Awards this time for product innovation and customer-centric orientation. Techcombank is also among the very few leading Vietnamese enterprises to win the Stevie® Gold Award in the 2025 Outstanding Product category. This achievement once again affirms Techcombank's position in the international arena, as well as the distinct values that Techcombank Automatic Profit products bring to customers.

Sharing about the award, Ms. Maggie Miller - President of Stevie Awards added: "The 2025 International Business Awards has set a new standard of excellence. The winning businesses have demonstrated their aspirations and outstanding achievements in their efforts to conquer customers every day and bring them more privileged experiences."

The idea of the Techcombank Automatic Profit product comes from the fact that there is always a temporary unused cash flow in the customer's payment account, but this amount of money is almost not profitable, or only enjoys non-term interest which is not attractive enough. From that reality, Techcombank has developed new solutions that help customers flexibly use money when needed, while ensuring effective optimization of cash flow for customers, even when the money is 'temporarily idle'. This is the driving force that motivated the Techcombank team to research and develop the Techcombank Automatic Profit product, a pioneering solution that fully meets this customer need.

After more than 18 months of researching customer needs, researching and developing features, the first version of Techcombank Automatic Profit launched in January 2024 has ensured three core features: safety, flexibility and profitability. To do that, in addition to the technology platform that Techcombank has invested in methodically over the years, the bank has also developed separate technology system modules, with a smart algorithm system to optimize and flexibly adjust to each specific customer's needs anytime, anywhere.

Ms. Nguyen Van Linh, Deputy Director of Techcombank Retail Banking, shared: "We are honored that Techcombank Automatic Profit product was honored by Stevie Awards with three prestigious awards. This is an international recognition of Techcombank's continuous efforts in providing modern, safe and optimal financial solutions for customers. In addition to traditional products such as payment, deposit or investment, Techcombank Automatic Profit has become an outstanding tool to help customers manage their idle cash flow completely automatically and flexibly. We believe that, with a pioneering orientation, continuous investment and commitment to 'customer-centricity', Techcombank is constantly improving and perfecting solutions to introduce more and more features and utilities for this product to better meet the needs of customers in each segment."

Compared to the version launched in 2024, Techcombank Automatic Profit - version 2.0 has many new outstanding improvements when completely eliminating the minimum balance threshold. Thanks to that, customers can earn profit on the entire account balance, instead of just a part as before. These changes show that Techcombank is always committed to ensuring safety, flexibility and bringing optimal utilities and seamless experiences to customers. The upgrade from version 1.0 to 2.0 is not only a technical improvement, but also an affirmation of the effort to always "put customers at the center" in every journey of product improvement and development.

Ms. Thai Minh Diem Tu, Director of Marketing at Techcombank, emphasized: "This award is not only a recognition of Techcombank's innovation, but also affirms our commitment to creating exclusive products and services to optimize customer experience and contribute to 'transforming the financial industry, enhancing the value of life'.

By the end of the second quarter of 2025, 4.1 million customers had used the Techcombank Automatic Profit product, helping many people's idle cash flow to automatically generate profit, while contributing significantly to increasing the bank's balance and CASA ratio to a record high. And to thank more than 4 million customers who have trusted the Techcombank Automatic Profit product, the bank coordinated with partners to launch the "Big Profit" promotion program. Accordingly, millions of valuable gifts such as Masterise Homes branded apartments, Vinfast electric cars, iPhone 16, AirPods 4 and shopping vouchers... have replaced the gratitude that Techcombank brings to customers, in parallel with helping customers optimize cash flow and manage finances effectively. Not only that, when choosing to convert Automatic Profit Profit into U-Point, customers will double the value when 1 profit is converted into 2 U-Points, used to exchange for attractive dining, shopping, and entertainment vouchers in the Techcombank Rewards loyalty program.

Source: https://vov.vn/doanh-nghiep/doanh-nghiep-24h/san-pham-techcombank-sinh-loi-tu-dong-gianh-giai-vang-stevie-awards-post1228970.vov