According to the cooperation agreement signed in March 2025, Proparco and FMO will provide a loan worth 80 million USD to SeABank, of which each party will provide 40 million USD. The cooperation agreement aims to promote economic growth and financial inclusion by supporting Vietnamese enterprises to access capital, thereby improving capacity and promoting key business areas.
On October 2, 2025, two organizations under the French and Dutch governments decided to disburse the entire loan. The capital will help SeABank have more resources to support SMEs and women-owned businesses to access finance and expand production and business. In addition, the Bank also promotes the application of international best practices and standards and improves the environmental and social management policy system, thereby minimizing the impact of business activities on the environment and society and contributing to the fight against climate change.
In recent times, SeABank has actively "greened" its investment/loan portfolio, prioritizing funding for green sectors through regulations such as the phased green credit policy. At the same time, SeABank has reduced the "brown factor" in its portfolio through the Environmental and Social Risk Management System (ESMS) deployed from January 2022, ensuring that it does not provide funding for harmful projects such as the exploitation of primary forests, coal, radioactive materials, etc.
Understanding the barriers to accessing capital for SMEs and women-owned businesses, SeABank has implemented comprehensive loan support solutions, while improving credit guarantee mechanisms and consulting services to provide maximum support. SeABank's financial solutions allow businesses to access capital in many forms suitable for their industries, enjoy preferential interest rate policies and unsecured overdraft limits. Along with that, many non-financial support initiatives, typically the activities of the SeAPower Club, have helped female-owned customers improve their capacity and expand sustainable development opportunities, while helping SeABank achieve 40% growth in the number of female-owned customers in 2024.
Including investments from FMO and Proparco, the Bank's total international mobilization has reached nearly 1.1 billion USD, including loans, credits, and trade finance from many prestigious international financial institutions such as DFC, IFC, AIIB, Norfund, and OPEC Fund... This demonstrates investors' confidence in SeABank's operational efficiency and implementation of sustainable projects, while affirming the international reputation and sustainable commitment that the Bank always steadfastly pursues.
Information about Proparco
Proparco (French Development Finance Institution) is a subsidiary of the French Development Agency (Agence Française de Développement - AFD) with a history of more than 45 years of pioneering socially responsible investment, working with the private sector to create a fairer and more sustainable world. Through a network of 25 local offices, Proparco works directly with partners in Asia, Africa, the Middle East and Latin America, developing solutions to address environmental and social challenges.
Find more information about Proparco at www.proparco.fr/en
Information about FMO
FMO is the Dutch Enterprise Development Bank. As one of the leading impact investors, FMO supports sustainable private sector growth in developing countries and emerging markets by investing in promising projects and entrepreneurs. FMO believes that a strong private sector drives economic and social development, and has over 55 years of effective experience in empowering entrepreneurs to build more inclusive, productive, resilient and sustainable local economies. FMO focuses on three sectors with high development impact: Agriculture, Food & Forestry; Energy; and Financial Institutions. With a total committed portfolio of approximately EUR 13.5 billion in over 85 countries, FMO is one of the largest bilateral private sector development banks in the world.
Find out more about FMO at www.fmo.nl
Source: https://www.seabank.com.vn/tin-tuc/tin-seabank/news/seabank-nhan-giai-ngan-toan-bo-80-trieu-usd-tu-fmo-va-proparco
![[Photo] Binh Trieu 1 Bridge has been completed, raised by 1.1m, and will open to traffic at the end of November.](https://vphoto.vietnam.vn/thumb/1200x675/vietnam/resource/IMAGE/2025/10/2/a6549e2a3b5848a1ba76a1ded6141fae)
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