Textile and garment enterprises have the opportunity to access capital with interest rates from 2.35%/year.

DNVN - In order to accompany businesses in the garment and fiber manufacturing industry, An Binh Commercial Joint Stock Bank (ABBANK) officially introduced a specially designed financial solution, integrating many incentives and flexible financial tools, suitable for the specific operations of the industry.

The solution package designed by ABBANK not only helps businesses access appropriate capital sources, but also helps optimize costs, proactively manage cash flow and enhance competitiveness in the global supply chain.

The financial solution package includes many forms of credit granting such as: Loans with diverse secured assets and unsecured credit granting up to 80% of the credit limit value, preferential L/C issuance margin ratio from 0%, discount on export documents up to 100% of the receivable value and issuance of corporate credit cards up to 2 billion VND.

Enterprises with export revenue in USD also enjoy preferential VND loan interest rates from only 2.35%/year - one of the lowest rates on the market today.

In addition, ABBANK waives 100% of international payment fees for eligible transactions, contributing to reducing financial costs in the context that logistics costs and input material import are still great pressure for textile and garment enterprises.

In parallel, ABBANK also implemented a series of additional incentive policies such as: Free of charge for all domestic payment transactions on the ABBANK BUSINESS digital banking platform, free 12 months of collection service via identified accounts, free "Wealth as you wish" beautiful account number and up to 0.5%/year when opening an online deposit contract. Enterprises with import and export needs also enjoy preferential fee packages of up to 65% for TTR money transfer and 50% for L/C services, international and domestic collection.

Through the “tailor-made” design of financial products according to industry characteristics, ABBANK wishes to become a partner accompanying businesses on the green transformation journey, improving operational capacity and adapting to environmental - social - governance standards that are increasingly being promoted in the global supply chain.

Nguyen An

Source: https://doanhnghiepvn.vn/doanh-nhan/doanh-nghiep-det-may-co-co-hoi-tiep-can-von-voi-lai-suat-tu-2-35-nam/20250909051540042