After a period of time, banks have been preparing to increase deposit interest rates again. The highest 6-month term interest rate is currently 5.55%/year, according to public listings of banks.

This mobilization interest rate is listed by Dong A Bank for 6-8 month term deposits, NCB listed for 6-7 month term deposits.

The remaining banks are all listing lower interest rates for 6-month term deposits. Meanwhile, ABBank and CBBank are listing a 5.5%/year interest rate for 6-month term online deposits.

The 5.4%/year interest rate is currently applied to 6-month deposits at Bac A Bank and Ocean Bank. In addition, these two banks are also applying this interest rate to 7-8 month deposits.

At a lower level, HDBank is listing a 5.3%/year interest rate for 6-month online deposits. GPBank's 6-month deposit interest rate is 5.25%/year.

The interest rate of 5.2%/year is being listed by many banks for 6-month term deposits, including BaoViet Bank, BVBank, Eximbank, KienLong Bank, VietBank, and VietA Bank.

Meanwhile, IVB andOCB are listing interest rates of 5.1%/year for 6-month deposits.

LPBank, Nam A Bank, PGBank, and SHB currently list 6-month term interest rates at 5%/year.

The remaining banks are all listing 6-month term deposit interest rates at less than 5%/year. Of which, the lowest bank interest rates belong to the Big 4 group, Vietcombank listed interest rates at 2.9%/year, BIDV and VietinBank listed at 3.3%/year, while Agribank listed at 3.6%/year.

According to statistics, 13 banks have increased their deposit interest rates since the beginning of November, including: BaoViet Bank, HDBank, GPBank, LPBank, Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank, Techcombank, ABBank, and VietBank. Of which, ABBank, Agribank, and VIB are the banks that have increased their interest rates twice since the beginning of the month.

On the contrary, ABBank is also the only bank that reduces deposit interest rates by 0.1%/year for a 12-month term.

HIGHEST 6-MONTH DEPOSITS INTEREST RATE AT BANKS ON NOVEMBER 22, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
NCB 3.9 4.2 5.55 5.65 5.8 5.8
ABBANK 3.2 4.1 5.5 5.6 5.8 6.2
CBBANK 3.8 4 5.5 5.45 5.65 5.8
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
HDBANK 3.85 3.95 5.3 4.7 5.6 6.1
GPBANK 3.4 3.92 5.25 5.6 5.95 6.05
BAOVIETBANK 3.3 4.35 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
VIET A BANK 3.7 4 5.2 5.4 5.7 5.9
VIETBANK 3.9 4.1 5.2 5 5.6 5.9
IVB 3.8 4.1 5.1 5.1 5.8 6.1
OCB 3.9 4.1 5.1 5.1 5.2 5.4
LPBANK 3.6 3.8 5 5 5.5 5.8
NAM A BANK 4.5 4.7 5 5.2 5.6 5.7
PGBANK 3.4 3.8 5 5 5.5 5.8
SHB 3.5 3.8 5 5.1 5.5 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
MSB 3.9 3.9 4.8 4.8 5.6 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
VIB 3.6 3.9 4.8 4.8 5.3
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3
TPBANK 3.5 3.8 4.7 5.2 5.4
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
MB 3.5 3.9 4.5 4.5 5.1 5.1
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
ACB 3.1 3.5 4.2 4.3 4.9
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
AGRIBANK 2.4 2.9 3.6 3.6 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6