Bank interest rates today September 23, 2025: Increase terms, highest up to 6.1%/year

Vikki Digital Bank (Vikki Bank) has just announced an increase in deposit interest rates for all terms, with an increase of 0.1-0.15%/year, after 6 months of no adjustment.

According to Vikki Bank's latest online savings interest rate table, savings interest rates for terms from 1-3 months have increased by 0.1%/year. Specifically, the latest 1-month savings interest rate is 4.25%/year, 2-month term is 4.3%/year and 3-month term is 4.45%/year.

Vikki Bank's 6-month online banking interest rate increased by 0.15%/year, to 5.8%/year.

Notably, the 12-month and 13-month online banking interest rates officially reached 6.1%/year after increasing by 0.15% and 0.1%/year respectively. This is the highest deposit interest rate listed by banks today.

Besides Vikki Bank, currently only HDBank lists a deposit interest rate of 6.1%/year with a term of 18 months in the form of online savings with interest paid at the end of the term.

However, Vikki Bank keeps the deposit interest rates for the remaining deposit products unchanged. In particular, the interest rates for VND term deposits at the counter are kept unchanged as follows:

Interest rate for 1-month term is 3.9%/year, 2-month term is 4%/year, 3-4-month term is 4.15%/year, 5-month term is 4.3%/year, 6-month term is 5.3%/year, 7-8-month term is 5.35%/year, 9-11-month term is 5.45%/year, 12-month term is 5.65%/year, 13-month term is 5.7%/year.

The highest interest rate at the counter is 5.9%/year, applied by Vikki Bank for deposit terms from 18-36 months.

Vikki Bank is the second bank to adjust interest rates in September. Previously, GPBank adjusted mobilization interest rates by reducing interest rates for all online deposit terms. For over-the-counter deposits, GPBank reduced interest rates for terms from 4-36 months, while increasing interest rates for 1-3 month deposits.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON SEPTEMBER 23, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.8	3.9	5.25	5.35	5.55	5.55
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.25	4.45	5.8		6.1	6.1
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2
SCB	1.6	1.9	2.9	2.9	3.7	3.9