In addition to some banks listing special interest rates for VIP customers with interest rates from 6-9%/year, depositors at one of three banks HDBank, Vikki Bank or Bac A Bank , with regular products can also enjoy savings interest rates from 6%/year.

Accordingly, customers who deposit savings at the counter for 18 months and receive interest at the end of the term at HDBank will enjoy the listed savings interest rate of 6%/year.

HDBank also listed online deposit interest rate with interest paid at the end of the term at 6%/year for 15-month term deposits.

Notably, this bank also listed a 6.1%/year interest rate for online deposits with a term of 18 months without any conditions. This is the highest deposit interest rate on the market today according to the public listing for regular deposits.

Vikki Bank (formerly Dong A Bank) is a bank in the HDBank ecosystem and also leads the market in terms of 12- and 13-month interest rates at 6.1% per year.

Vikki Bank has just increased online savings interest rates for terms from 1-13 months, with an increase of 0.1-0.15%/year.

Accordingly, the 12-month online deposit interest rate increased from 5.95%/year to 6.1%/year; the 13-month online deposit interest rate increased from 6%/year to 6.1%/year.

At Bac A Bank, the interest rate for VND deposits with a term of 18-36 months applied to deposit accounts from 1 billion VND is also listed at 6%/year.

In addition to the three banks mentioned above, the remaining banks all publicly listed their deposit interest rates at less than 6%/year, except for some banks with special interest rate policies for VIP customers with deposits of hundreds of billions of VND or more, such asACB , ABBank, PVCombank, LPBank...

Since the beginning of September, only two domestic commercial banks have adjusted their deposit interest rates.

In particular, Vikki Bank increased the interest rate for online deposits with terms of 1-13 months by 0.1-0.15%/year. GPBank adjusted the mobilization interest rate with a reduction in interest rates for all online deposit terms. For deposits at the counter, GPBank reduced interest rates for terms of 4-36 months, and increased the interest rate for deposits with terms of 1-3 months.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON SEPTEMBER 24, 2025 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 3 3.7 3.7 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.1 3.8 5.3 5.4 5.6 5.4
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.8 4.1 5.25 5.35 5.5 5.8
BAOVIETBANK 3.5 4.35 5.45 5.5 5.8 5.9
BVBANK 3.95 4.15 5.15 5.3 5.6 5.9
EXIMBANK 4.3 4.5 4.9 4.9 5.2 5.7
GPBANK 3.8 3.9 5.25 5.35 5.55 5.55
HDBANK 3.85 3.95 5.3 5.3 5.6 6.1
KIENLONGBANK 3.7 3.7 5.1 5.2 5.5 5.45
LPBANK 3.6 3.9 5.1 5.1 5.4 5.4
MB 3.5 3.8 4.4 4.4 4.9 4.9
MBV 4.1 4.4 5.5 5.6 5.8 5.9
MSB 3.9 3.9 5 5 5.6 5.6
NAM A BANK 3.8 4 4.9 5.2 5.5 5.6
NCB 4 4.2 5.35 5.45 5.6 5.6
OCB 3.9 4.1 5 5 5.1 5.2
PGBANK 3.4 3.8 5 4.9 5.4 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.6 3.9 4.8 4.8 5.3 5.5
SAIGONBANK 3.3 3.6 4.8 4.9 5.6 5.8
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 4.9 5 5.3 5.5
TECHCOMBANK 3.45 4.25 5.15 4.65 5.35 4.85
TPBANK 3.7 4 4.9 5 5.3 5.6
VCBNEO 4.35 4.55 5.6 5.45 5.5 5.55
VIB 3.7 3.8 4.7 4.7 4.9 5.2
VIET A BANK 3.7 4 5.1 5.3 5.6 5.8
VIETBANK 4.1 4.4 5.4 5.4 5.8 5.9
VIKKI BANK 4.25 4.45 5.8 6.1 6.1
VPBANK 3.7 3.8 4.7 4.7 5.2 5.2
SCB 1.6 1.9 2.9 2.9 3.7 3.9

Source: https://vietnamnet.vn/lai-suat-ngan-hang-hom-nay-24-9-2025-ba-ngan-hang-co-lai-suat-tu-6-nam-2445539.html