Vietnam Card Day 2025: One 'touch' opens 'thousands of digital trusts'

(Chinhphu.vn) - With the theme "One touch - Ten thousand trusts", Vietnam Card Day 2025 marks a step forward in the journey of digital payments. The event not only summarizes 5 years of implementing the cashless project, but also spreads social trust in national digital transformation.

Press conference to announce the event with the theme "One touch - Ten thousand beliefs" - Photo: VGP/HT

Breakthrough digital payment, solid foundation for the future

On September 26, in Hanoi, the Organizing Committee of Vietnam Card Day 2025 held a press conference to announce the event with the theme "One touch - Ten thousand trusts". This is an important activity, associated with the summary of 5 years of implementing the Project on developing non-cash payments (2021-2025), at the same time concretizing the spirit of Resolution 57-NQ/TW on breakthroughs in science and technology development, innovation and Resolution 68-NQ/TW on private economic development.

This campaign aims to realize the National Financial Inclusion Strategy by 2025, with a vision to 2030. Accordingly, the target is for at least 80% of adults to have a bank account and for the number of non-cash payment transactions to increase by 20-25% per year.

Over the years, the State Bank of Vietnam (SBV) has continuously improved mechanisms and policies on digital payments. At the same time, SBV has created a synchronous legal framework, promoted the application of new technologies, and ensured security and safety. Thereby, people and businesses have the opportunity to access many modern services.

Infrastructure serving digital transformation in the banking industry has also received investment and upgrading. To date, many basic banking services have been digitized. Some banks have recorded over 95% of transactions via digital channels, the digital banking ecosystem is increasingly diverse, from money transfers, bill payments, savings deposits to online loans.

According to the State Bank of Vietnam, nearly 87% of Vietnamese adults have bank accounts. The value of cashless payments is currently 25 times the GDP. In addition, Vietnam is also a pioneer in connecting cross-border retail payments via QR codes with Thailand, Laos, and Cambodia, aiming to expand throughout Asia.

Mr. Pham Anh Tuan - Director of Payment Department, State Bank of Vietnam: Recognizing the achievements of the banking industry in digital transformation - Photo: VGP/HT

Businesses, banks and people share the same belief

The message "One touch - Ten thousand trusts" affirms the development trend of digital technology in banking, including Tap to Pay, Tap to Phone, QR, e-wallet, mobile payment and electronic identification (eKYC), just a simple touch opens up countless connections.

Speaking at the press conference, Mr. Pham Anh Tuan - Director of the SBV Payment Department said that the event is an opportunity to recognize the achievements of the banking industry in digital transformation. At the same time, he affirmed that Vietnam Card Day demonstrates the companionship of the banking industry with other sectors, contributing to realizing the goal of developing a digital economy and digital society.

Regarding payment security, the representative of the State Bank said that in 2024 alone, the State Bank issued 7 circulars related to payment, cards, and e-wallets. In particular, the State Bank requires service providers to have fraud prevention and warning procedures. To date, this agency has collected about 600,000 suspicious accounts, thereby warning nearly 300,000 customers with an amount of about 1,500 billion VND.

Journalist Phung Cong Suong - Editor-in-Chief of Tien Phong Newspaper, Head of the Event Organizing Committee shared: Vietnam Card Day is a practical activity to bring the spirit of Resolution 57 into life. In particular, the event contributes to promoting digital payment habits, spreading social trust and creating a foundation for financial technology breakthroughs.

Mr. Nguyen Quang Minh - General Director of NAPAS emphasized: The event is not only about communication but also a journey to spread the spirit of innovation in the field of payment. Thereby, consumers, especially young people, have the opportunity to directly experience services from contactless card tapping to VietQR Global.

Mr. Nguyen Quang Hung - Chairman of NAPAS: Business units can take advantage of smartphones running the Android operating system to become traditional POS devices - Photo: VGP/HT

Speaking at the press conference, Mr. Nguyen Quang Hung - Chairman of NAPAS said: One of the major barriers to people's card payments is that the payment acceptance network is not yet widespread. POS machines currently only appear in large stores, supermarkets or chain business models, so they are not really convenient for consumers.

As a pioneer in payment technology solutions, NAPAS has come up with a solution by deploying a digital solution for card payment acceptance devices - SoftPOS. Accordingly, businesses can take advantage of their own smartphones running the Android operating system to become traditional POS devices.

With outstanding advantages, SoftPOS solution helps businesses save investment costs, while optimizing business operations because there is no need to buy or rent POS equipment. Therefore, SoftPOS is especially suitable for small retail stores, where investment costs are a significant barrier.

Currently, NAPAS is cooperating with 6 banks including MB, VIB, Agribank , Techcombank, HDBank and Nam A Bank to deploy SoftPOS solution to business units, contributing to expanding the payment acceptance network, promoting cashless payment habits.

Ms. Doan Hong Nhung - Director of Vietcombank's retail division: Vietcombank has digitized the entire card issuance and usage process - Photo: VGP/HT

Ms. Doan Hong Nhung - Director of Vietcombank's retail division said: Vietcombank is a pioneer in researching digital ecosystems, from EMV chip cards, non-physical cards to eKYC, Smart POS, mPOS. Vietcombank has digitized the entire card issuance and usage journey, realizing the message "One touch - Ten thousand trusts" with the highest security.

"Vietcombank wishes to contribute to building a modern, transparent and safe digital payment ecosystem, contributing to realizing the goal of the Government and the State Bank in promoting a cashless society," said Ms. Doan Hong Nhung.

At the press conference, NAPAS also announced the expansion of the Tap and Pay mobile service. This is a convenient and safe solution for domestic card users in Vietnam.

NAPAS also announced the expansion of the Tap and Pay mobile service. This is a convenient and safe solution for domestic card users in Vietnam - Photo: VGP/HT

The series of activities of Vietnam Card Day 2025 includes: Workshop "One touch, ten thousand trusts - Creating a smart and sustainable digital payment future" on October 7, 2025, focusing on legal framework, technology infrastructure and security solutions.

Career seminar "Protecting personal finances - Mastering money" on October 2, 2025 at Hanoi University of Science and Technology with the participation of 1,000 students.

The "Wave Festival" event on October 18-19, 2025 at Hanoi University of Science and Technology Stadium with the participation of 24 banks, major merchants and many gifts for young people. The "Touch Vietnam" concert takes place at 6:00 p.m. on October 19, 2025, bringing together many popular artists, with 5,000 tickets given to students.

The Mega Sale 2025 campaign from October 1 to December 31, 2025, offers incentives from many major partners. These activities not only help consumers access new technology, but also encourage proactive and effective personal financial management.

Representatives of the Organizing Committee believe that, with the theme "One touch - Ten thousand trusts", Vietnam Card Day 2025 will be a strong mark, continuing to promote cashless payments, contributing to building a smart, safe and sustainable digital financial future for the country.

Mr. Minh

Source: https://baochinhphu.vn/ngay-the-viet-nam-2025-mot-cham-mo-ra-van-niem-tin-so-102250926155430368.htm