Do I get interest if I save online on holidays?

Should choose fast money transfer 247

Banks will close their branches and transaction offices from September 1-4 following the national National Day holiday schedule of September 2. Bank branches and transaction offices will reopen on September 5.

During the holidays, banks still maintain the "Fast Transfer 247" service via Internet Banking and Mobile Banking app, money transfer via ATM,...

However, regular interbank transfer transactions will be suspended from 16:00 on August 31, transactions after this time will be carried out on the first working day after the holiday (September 5).

For online loan or overdraft registrations, banks will also temporarily stop accepting registrations/disbursements after 5:00 p.m. on August 31. Registrations after this time will be disbursed on the next working day, September 5.

The features on the e-banking application are still maintained by banks such as: Registering to open a credit card; activating/locking/unlocking a credit card; Paying credit card balance; Registering for automatic debit (if the debit account has enough balance); Paying bills, topping up services...

Workers nationwide have a holiday from September 1-4.

Notes for borrowers or depositors

Some banks advise customers about online term deposit transactions, closing savings books, closing loans, or repaying loans during the holidays.

VPBank said that during this time, customers with online term deposit transactions will have interest calculated as follows:

New savings opened from 9:30 p.m. on August 31 will be calculated interest starting from September 1.

New savings opened from 9:00 p.m. on September 1 will be calculated interest starting from September 5.

Online and counter savings deposits with automatic renewal terms that fall on holidays (September 1 - September 4) will still be renewed normally.

Online and over-the-counter savings deposits that are not automatically renewed and whose maturity date coincides with a holiday will be automatically settled as follows:

The maturity date of September 1 will be automatically settled at 0:30 am on August 31.

Payment deadline from September 2nd to 5th will be automatically paid at 00:00 on September 1st.

The term interest period will be calculated based on the actual number of days of the deposit.

Savings deposits with scheduled deposits on September 1-4 will be automatically deducted according to the following schedule:

If the appointment date falls on September 1st, the system will automatically deduct at 6:30 p.m. on September 1st.

If the appointment date falls on September 2-5, the system will automatically deduct at 6:00 p.m. on September 5.

Subsequent periods will still follow the previously set schedule.

During this period, customers can make early repayment of online deposits, except for the Prosperity Product and deposits that are collateral for loans.

For loans secured by savings books with a maturity date that coincides with the maturity date of the savings deposit and the final settlement date coincides with September 1 - September 4: the loan will be rescheduled to September 5; the savings book will be automatically renewed to the next term on September 1 - September 4.

VPBank notes that for all loans and overdrafts with repayment schedules coinciding with September 1-4, customers will receive a payment notification message no later than September 5.

For all loans, credit card balances, and overdrafts that are overdue as of September 1-4, customers must pay the entire overdue balance (principal, interest, overdue interest, overdue penalty interest, etc.) before 5:00 p.m. on August 31.

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