The product "Comprehensive Van Nang - Loc Phat Account" is a "one-touch" solution that helps optimize costs for businesses.
From Tet bonus to partner payment: The financial problem of peak season
The end of the year is always the "sprint season" for the business community. Orders for businesses increase sharply to meet consumer demand, along with a series of payments: from raw materials, logistics, taxes, to employee salaries... all rushed in a short period of time. The large volume of transactions not only requires fast and safe processing speed, but also poses the problem for businesses of how to effectively manage costs and maintain stable liquidity.
Many businesses admit that without appropriate financial support tools, capital turnover during peak season can easily become a “bottleneck”. Especially for small and medium-sized enterprises - which account for the majority of the market - the need to find economical and convenient solutions to reinvest and improve competitiveness is becoming increasingly urgent.
Universal Account - one account, many values
Grasping that trend, LPBank has developed the product "Comprehensive Van Nang - Loc Phat Account" as a "one-touch" solution for businesses. With this product, businesses will be exempted from 100% domestic and international money transfer fees (excluding electricity fees paid to agent banks) including: internal and interbank transfers on LPBank Biz, fast interbank money transfers at the counter via NAPAS, inter-system money transfers at the counter, money transfers from Vietnam to foreign countries & receiving money from abroad.
In addition, a series of other common financial operating costs are also reduced to "0 VND", including: account management fees; annual fees for LPBank Biz electronic banking services; all online transfer fees; salary payments; electronic tax and customs payments; payment of electricity, water, telecommunications bills and virtual account/identification services... With this policy, cost savings from service fees will become a resource for businesses to reinvest and improve competitiveness.
The product also offers a series of administrative utilities: businesses can open beautiful account numbers according to their needs, affirm their brand and facilitate transactions; at the same time, manage flexibly through a virtual or identity account system, synchronized on the LPBank Biz digital platform. Thanks to that, businesses can easily track cash flow in real time, manage revenue and expenditure transparently and simplify the accounting process.
Another notable point is that LPBank offers an accessible incentive policy. New customers are exempted from all service fees for the first 6 months without any conditions. After this period, businesses only need to maintain an average balance of 50 million VND for 3 consecutive months to continue enjoying the free incentives.
LPBank's comprehensive Van Nang - Loc Phat account with many attractive incentive policies for businesses.
LPBank representative said: “Businesses today not only need loans, but also need tools to manage cash flow economically, safely and conveniently. The comprehensive Van Nang - Loc Phat account is built as a “financial assistant”, helping businesses optimize costs and increase flexibility in operations. This policy is especially suitable for small and medium enterprises - a group that finds it difficult to maintain large resources in their accounts. With just a moderate balance, they can fully enjoy incentives and management solutions."
LPBank - a reliable financial partner accompanying businesses
The product "Universal Account - Comprehensive Prosperity" is part of LPBank's comprehensive digitalization strategy. With a network of transaction points spanning the whole country, LPBank is currently one of the largest joint stock commercial banks in Vietnam.
Over the years, LPBank has continuously innovated its products, from services for individual customers to specialized solutions for businesses. In particular, the Bank focuses on developing a digital financial ecosystem, in which LPBank Biz plays a central role, helping businesses manage cash flow safely, quickly and effectively.
At a time when “operating costs” can determine the survival of a business, the emergence of financial tools such as “Comprehensive Van Nang - Loc Phat Account” not only has commercial significance, but is also a companion effort of LPBank: helping businesses save costs, manage effectively and firmly overcome the waves./.
PV
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