Early old age regret

After retirement, Chinese women realize they need to spend time and money on themselves, ensuring financial security to take care of their physical and mental health.

Article by author Ly Hy on Toutiao platform (China)  

Recently, I went to the hospital to visit my 70-year-old aunt who had a stroke. The hospital bill was making her anxious, even though her monthly pension was not low, about 3,000 yuan (more than 10 million VND).

However, she did not have much savings and had to borrow money from relatives to pay for her treatment. “If I had known this would happen, I would have kept my pension and not spent so much money on these things…”, she said sadly on her hospital bed.

Giving too much money to children

After retirement, my aunt had some savings, but whenever her son had financial difficulties, she always tried her best to help. From money for her nephew's transfer to a new school, to money for a new house deposit, to money for paying off debts, her son always asked her for help without paying back the money.

The son spent lavishly and lost motivation to strive in his work because he always received help from his mother. The aunt's savings gradually depleted over time, eventually leading to discord between mother and son and she decided to stop supporting her son.

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Chinese psychologist Wu Zhihong once wrote: “Excessive love often leads to dependence and neglect.” My aunt realized that as parents, we all want our children to have an easier life.

But that doesn’t mean parents should shoulder too much responsibility when their children grow up. When they reach retirement age, the most important thing is that each person can take care of their own life, then support their children to a moderate extent.

Lend money to others easily

After retirement, my aunt had more free time and contacted her friends more often. A year ago, an old friend suddenly texted her asking to borrow money because her business was having problems, promising to pay it back within 2-3 months. Seeing that her friend was having difficulties, she lent her money to her friend without much thought, and did not even ask the other party to write an IOU.

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But half a year passed, the friend still had no intention of paying his aunt, finding every excuse to avoid it.

Later, my aunt found out that her friend was still losing money in business and was unable to pay her back. The amount was several tens of thousands of yuan, but my aunt was helpless because she could not get the money back. She could only blame herself for her bad luck and cut off all ties with this person.  

Whether it's family or friendship, once there's a conflict over money, the relationship can change and never be the same again.

For the elderly, savings will ensure the quality of life. Therefore, the more careful they are in saving money, the more they will have a worry-free old age.

Pamper yourself and neglect your health

My aunt used to be an accountant, so her previous job was very busy, and she didn’t have much time to rest. So after retiring, she wanted to “compensate” herself and enjoy life.

She doesn't pay much attention to a healthy diet, eats what she likes, and often just stays at home watching movies or using her phone all day.

Her biological clock was completely messed up, leading to her health gradually deteriorating over time. Only after being hospitalized did my aunt regret it.

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Diet and lifestyle have a big impact on the health of the elderly. The doctor reminded my aunt to eat 3 meals a day, reduce greasy or salty foods, eat more green vegetables and good protein, and maintain a balanced nutrition for the body.

At the same time, my aunt also needs to try to get enough sleep 7-8 hours/night, combine gentle exercise suitable for her physical condition and have regular health check-ups. “No amount of money can ‘buy’ health, so we must know how to prevent diseases earlier than cure them,” the doctor told my aunt.

Kim Linh

Source: https://giadinh.suckhoedoisong.vn/luong-huu-10-trieu-dong-toi-nhan-ra-du-co-bao-nhieu-tien-tiet-kiem-cung-dung-lam-3-viec-nay-tuoi-gia-som-hoi-han-172250326154429624.htm