Who will be responsible for compensation?

GĐXH - A Chinese man got back the money he mistakenly transferred thanks to the intervention of the court and the police.

Man mistakenly transferred 130 million VND but the recipient did not receive it

Illustration: Internet

In February 2023, Mr. Li in Tongzhou, Beijing, China, transferred more than 37,000 yuan (about 130 million VND) to pay his partner. However, during the transaction, this man mistakenly transferred money to a stranger's account. As soon as he discovered the error, Mr. Li called the police for help.

With the help of the police, Mr. Ly identified the owner of the other account and contacted this person to ask for the return of the mistakenly transferred money. After listening to Mr. Ly's explanation of the incident, the recipient, Mr. Truong, denied receiving the mistakenly transferred money. Not knowing how to get back the lost money, Mr. Ly had no choice but to sue Mr. Truong in court.

In court, Mr. Truong asserted that he was no longer the real owner of the bank account to which Mr. Ly transferred the money. In fact, Mr. Truong's personal information had been stolen by the scammers and his bank account had also been taken over by them. Therefore, the recipients of the money were scammers.

The court made a surprising decision

After learning that Mr. Ly had mistakenly transferred money into his account, Mr. Truong quickly reported the loss of his account to the police. Afterwards, this man also contacted the bank to cancel his account. Fortunately, the mistakenly transferred money was not discovered by the scammers so it was still in the account. Before Mr. Truong's account was canceled, the money was also transferred by the bank to a special account.

On the bank side, the representative also confirmed that Mr. Truong had submitted an application to cancel the bank account and the related amount of 37,000 NDT had been transferred to the bank's special account.

"If the court requires Mr. Ly to be paid back, we will cooperate and transfer the money back to Mr. Ly," said a bank representative.

Finally, after careful consideration of the case, the Tongzhou District Court issued a judgment requiring the relevant bank to return the more than 37,000 yuan that was mistakenly transferred to the original owner, Mr. Li. This court judgment received the consensus of the relevant parties. This case was also officially closed.

Nowadays, online money transfer via banking applications has become very popular with users. Although it is very convenient and fast, there are still some cases of mistaken transfers because the information is not carefully checked before sending. In cases of common mistaken money transfers, the recipient must return the money to the person who sent the wrong money. In case the wrong recipient does not voluntarily return it, he/she may be forced to do so according to the court's judgment or decision within the framework of the property recovery lawsuit. If he/she intentionally appropriates the mistakenly received property, he/she may be prosecuted for illegal possession of property.

To limit this situation, customers need to pay attention to enter the correct account number information, carefully check the information before transferring money or scanning the QR code to minimize risks.

Source: https://giadinh.suckhoedoisong.vn/nguoi-dan-ong-chuyen-khoan-nham-130-trieu-dong-nhung-nguoi-duoc-chuyen-bao-khong-nhan-duoc-ai-se-la-nguoi-chiu-trach-nhiem-boi-thuong-17225031009075714.htm