According to VietNamNet statistics on online deposit interest rates with terms of less than 6 months, there are 15 banks maintaining deposit interest rates above 4%/year. Of which, the highest deposit interest rate is 4.7%/year.

However, this bank interest rate is only applied at Eximbank with 5-month online deposit term and Nam A Bank with online deposits with terms from 3-5 months.

Nam A Bank is also the only bank that lists deposit interest rates for terms of 1-5 months at over 4%/year. Accordingly, the interest rate for 1-2 month deposits here is 4.5%/year - the second highest interest rate on the market for deposits with terms of less than 6 months.

Besides Nam A Bank, only BaoViet Bank is maintaining an interest rate of 4.5%/year for 5-month term deposits.

Meanwhile, Bac A Bank is listing a bank interest rate of 4.45%/year for 5-month term deposits.

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The maximum interest rate for deposits with terms of less than 6 months as prescribed is 4.75%/year.

The bank interest rate of 4.4%/year is listed by BaoViet Bank for 4-month online deposits, NCB for 5-month deposits and OceanBank for 3-5 month deposits.

Bac A Bank listed the interest rate of 4.35%/year for 4-month term deposits. NCB and ABBank listed the interest rate for 4-month and 5-month term deposits at 4.3%/year, respectively.

NCB and ABBank are also two banks listing interest rates of 4.2%/year for 3-month and 4-month term deposits.

The mobilization interest rate of 4.1%/year is applied by many banks, including: NCB (2-month term), BVBank (5-month term), Oceanbank (1-2-month term), ABBank (3-month term), VietBank (3-4-month term), Dong A Bank (3-5-month term), Viet A Bank (4-5-month term).

For the bank interest rate of 4%/year, this is the interest rate currently applied at: BVBank (3-month term), Viet A Bank (3-month term), CB and MB (3-5 month term), VietBank (5-month term).

On the contrary, the lowest interest rate for deposits with terms of less than 6 months belongs to the group of big 4 banks. In particular, Vietcombank listed the interest rate for 1-2 month term savings at only 1.6%/year, and for 3-5 month term at only 1.9%/year.

VietinBank and BIDV are listing interest rates for 1-2 month term deposits at 2%/year, and 3-5 month term deposits at 2.3%/year.

Meanwhile, Agribank listed interest rates of 2.4%/year for 1-2 month term deposits and 2.9%/year for 3-5 month term deposits.

INTEREST RATES FOR ONLINE DEPOSITS WITH TERMS OF LESS THAN 6 MONTHS AT BANKS ON NOVEMBER 26, 2024 (%/YEAR)
BANK 1 MONTH 2 MONTHS 3 MONTHS 4 MONTHS 5 MONTHS
EXIMBANK 3.9 4 4.3 4.3 4.7
NAM A BANK 4.5 4.5 4.7 4.7 4.7
BAOVIETBANK 3.3 3.6 4.35 4.4 4.5
BAC A BANK 3.95 3.95 4.25 4.35 4.45
NCB 3.9 4.1 4.2 4.3 4.4
OCEANBANK 4.1 4.1 4.4 4.4 4.4
ABBANK 3.2 3.3 4.1 4.2 4.3
BVBANK 3.8 3.85 4 4.05 4.1
DONG A BANK 3.9 3.9 4.1 4.1 4.1
VIET A BANK 3.7 3.9 4 4.1 4.1
CBBANK 3.8 3.8 4 4 4
MB 3.7 3.7 4 4 4
VIETBANK 3.9 3.9 4.1 4.1 4
GPBANK 3.4 3.9 3.92 3.94 3.95
HDBANK 3.85 3.85 3.95 3.95 3.95
MSB 3.9 3.9 3.9 3.9 3.9
SHB 3.5 3.5 3.8 3.8 3.9
VIB 3.6 3.7 3.9 3.9 3.9
LPBANK 3.6 3.6 3.8 3.8 3.8
PVCOMBANK 3.3 3.4 3.6 3.7 3.8
VPBANK 3.6 3.8 3.8 3.8 3.8
TECHCOMBANK 3.35 3.35 3.65 3.65 3.65
SACOMBANK 3.3 3.3 3.6 3.6 3.6
SEABANK 2.95 2.95 3.45 3.45 3.45
AGRIBANK 2.4 2.4 2.9 2.9 2.9
BIDV 2 2 2.3 2.3 2.3
VIETINBANK 2 2 2.3 2.3 2.3
VIETCOMBANK 1.6 1.6 1.9 1.9 1.9
ACB 3.1 3.2 3.5
IVB 3.8 3.9 4.1
KIENLONGBANK 3.7 3.7 3.7
OCB 3.9 4.1
PGBANK 3.4 3.5 3.8
SAIGONBANK 3.3 3.6
TPBANK 3.5 3.8
From today, November 23, the highest interest rate increased to 6.4%/year.

From today, November 23, the highest interest rate increased to 6.4%/year.

Vietnam Export Import Commercial Joint Stock Bank (Eximbank) has just officially increased deposit interest rates on weekends (Saturdays and Sundays) to the highest level of 6.4%/year.
Bank leaders state the reason why it is difficult to reduce interest rates for loans to buy social housing.

Bank leaders state the reason why it is difficult to reduce interest rates for loans to buy social housing.

Bank representatives confirmed that the current interest rate of 6.6%/year for social housing loans is a preferential interest rate, equal to the loan rate for poor households.
Increasing interest rates, Agribank is leaving the Big 4 group far behind in terms of deposit interest rates

Increasing interest rates, Agribank is leaving the Big 4 group far behind in terms of deposit interest rates

The Bank for Agriculture and Rural Development (Agribank) surprised everyone when it took the lead in increasing deposit interest rates for four consecutive months to become the champion in the Big4 group for many terms.