No bank has recorded any adjustments in bank interest rates this morning.

According to a survey of banks' interest rates, An Binh Commercial Joint Stock Bank (ABBank) is publicly announcing the highest official interest rate. Currently, the interest rate for 15-18 month term is up to 6.2%/year, and for 24 month term is up to 6.3%/year.

ABBank is listing the 18-month term interest rate at 5.2%/year, the highest in the system. Next are Bac A Bank (6.15%/year), Dong A Bank, HD Bank, Oceanbank (6.1%/year), BaovietBank, BVBank, Saigonbank (6%/year).

The remaining banks list this term with interest rates of 5-5.9%/year.

Meanwhile, state-owned joint stock commercial banks listed 18-month terms at only 4.6-4.7%/year.

For a 12-month term, ABBank is paying a fairly high interest rate of up to 5.9%/year. Banks with lower interest rates of 5.8-5.85% include Bac A Bank, BaovietBank, BVBank, Dong A Bank,...

Recently, the market has recorded only a few banks adjusting their deposit interest rates up. Most recently, Vietnam Technological and Commercial Joint Stock Bank ( Techcombank ) adjusted its deposit interest rates up for terms under 6 months.

According to the online interest rate table for deposits under VND1 billion, the 1-2 month term increases by 0.1%/year to 3.35%/year, the 3-5 month term increases by 0.1%/year to 3.65%/year. The corresponding increase is also applied by Techcombank for deposit accounts from VND1 to VND3 billion and over VND3 billion.

This bank keeps the interest rate unchanged for terms of 6 months or more.

Next, on November 4, ABBank increased interest rates for 6-11 month terms by 0.2%/year to 5.5%/year for 6-month online deposits, and by 0.1%/year to 5.6%/year for 7-11 month online deposits.

Thus, since November until now, two banks have increased deposit interest rates, Techcombank and ABBank, and one bank has adjusted its interest rates down, Construction Bank.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON NOVEMBER 6, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.2 2.7 3.2 3.2 4.7 4.7
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5.6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.4 5.7
MB 3.3 3.7 4.4 4.4 5.1 5
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 3.8 4.1 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.2 3.6 4.6 4.6 5.1
VIET A BANK 3.4 3.7 4.8 4.8 5.4 5.7
VIETBANK 3.8 4 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3