SHB seeks shareholders' written opinions on the plan to increase charter capital in 2025

The increase in charter capital helpsSHB continue to affirm its position in the market, improve its financial foundation and competitiveness, create conditions for expanding its scale and developing its business activities in a comprehensive transformation strategy. From there, the Bank continues to accompany people and businesses to supply the growing capital needs of the economy, contributing to achieving the Government's overall growth target.

Strong capital resources allow the bank to boost technology investment to improve customer service experience and promote credit and business activities more effectively. This is a step to affirm SHB's commitment to accompany the development of the economy and increase sustainable value for shareholders.

Previously, SHB completed the issuance of 528.5 million shares to pay dividends in 2024 - at a rate of 13%, increasing its charter capital to VND 45,942 billion, continuing to affirm its position in the Top 5 largest private commercial banks in the system, completing the plan approved by the general meeting of shareholders.

The bank also completed the first payment of 2024 cash dividends at a rate of 5%. The total dividend rate for 2024 paid by SHB is 18%. Over the years, SHB has regularly paid dividends at a rate of 10-18% in both cash and shares, continuously increasing its charter capital to ensure a foundation for business growth. SHB plans to continue maintaining the dividend rate of 18% in 2025.

Brother 2 (2)

Sustainable growth

As of June 30, 2025, SHB recorded total assets of nearly VND 826 trillion, outstanding loans reached VND 594.5 trillion (up 14.4% compared to the beginning of the year). Asset quality also improved significantly. CAR is over 11%, LDR is within the prescribed limit.

SHB also recorded a cost-to-income ratio (CIR) of 16.4% – the lowest in the industry. The bank also leads in labor productivity with pre-tax profit per employee reaching VND1.3 billion/employee.

In addition to financial efficiency, SHB continues to affirm its reputation and position when it has been in the Top 10 most profitable private enterprises in Vietnam for many consecutive years (Vietnam Report), Top 50 most effective business companies in Vietnam, and is also one of the banks that contributes the largest amount to the budget in Vietnam.

In 2025, SHB targets pre-tax profit of VND 14,500 billion (up 25%), total assets of VND 832 trillion and aims to reach VND 1 million billion by 2026.

In the international financial market, SHB affirms its position as one of the few banks selected by the World Bank, JICA, ADB, KFW and other international financial institutions as a re-lending bank, a bank serving key national projects; participating in ADB's global trade finance program... The Bank has been and is continuing to cooperate comprehensively with strategic partners, which are large domestic and international State and private economic groups, to develop a comprehensive strategy for the ecosystem, supply chain of satellite enterprises, small and medium enterprises and individual customers, affirming its brand position with a long history of development.

In its comprehensive and strong transformation strategy, SHB aims to become a TOP 1 Bank in terms of efficiency; the most favorite Digital Bank; the best Retail Bank and at the same time a TOP Bank in providing capital, financial products and services to strategic private and state-owned corporate customers, with a supply chain, value chain, ecosystem, and green development. By 2035, SHB will become a modern retail bank, a green bank, a digital bank in the TOP of the region.

Source: https://daibieunhandan.vn/shb-lay-y-kien-co-dong-bang-van-ban-ve-phuong-an-tang-von-dieu-le-nam-2025-10388904.html