Mr. Pham Van Tai, residing in Dinh Tan commune, unfortunately had an accident while working, resulting in serious injuries, loss of mobility and walking ability. According to Mr. Tai, at the end of 2024, his family borrowed money from the bank to expand their small business model. However, the incident caused him to have to take a long leave for treatment, while his wife had just given birth, his job was unstable, his income was almost non-existent, and his family's finances were in extremely difficult circumstances.
Representatives of VietinBank Thanh Hoa Branch and VBI Thanh Hoa visited and encouraged Mr. Pham Van Tai's family.
Representatives of VietinBank Thanh Hoa Branch and VBI Thanh Hoa presented the insurance benefit payment symbol to Mr. Pham Van Tai's family.
Previously, Mr. Tai had proactively participated in loan insurance of VBI Thanh Hoa. As soon as they learned about the incident, representatives of VBI Thanh Hoa and VietinBank Yen Dinh transaction office visited, encouraged and guided the family to complete the application procedures. After evaluating and verifying all information, VBI Thanh Hoa proceeded to pay insurance benefits to Mr. Tai's family with a total amount of 1,088 billion VND.
At the ceremony, Mr. Tai emotionally shared: “Our family is very grateful for the care and dedicated guidance of the bank staff and the insurance company. In the current difficult situation, this insurance payment has helped my family overcome financial pressure, giving me more conditions to treat my illness and take care of my young child.”
On the same day, VBI Thanh Hoa paid out loan insurance benefits worth VND700 million to Mr. Le Van Nien, residing in Hoang Giang commune, who had an accident at work. As the main breadwinner in the family, the unexpected accident caused Mr. Nien to temporarily lose his income, while still having to shoulder many living expenses, medical treatment and childcare. The timely support from loan insurance has helped his family have more resources to overcome the difficult period.
Mr. Le Van Nien shared at the insurance benefits payment ceremony.
Mr. Nien shared: “The insurance money not only helps me cover my immediate expenses, but is also a source of spiritual encouragement for me to continue treatment, recover my health and take care of my family.”
Representatives of VietinBank Bac Thanh Hoa Branch and VBI Thanh Hoa presented the insurance benefit payment symbol to Mr. Le Van Nien's family.
Speaking at the ceremony, Mr. Le Van Dung, Director of VietinBank Bac Thanh Hoa branch, said: “Risks in life are something no one wants. We believe that the insurance money paid today will help customers overcome difficult times and stabilize their lives. This is also a clear demonstration of the humanistic value of loan insurance - not only sharing the financial burden when an incident occurs, but also bringing peace of mind and confidence for customers to continue to develop the economy and improve their quality of life.”
VietinBank North Thanh Hoa Branch Le Van Dung spoke at the ceremony.
With a fee of only 0.55% for benefits up to 100% of the loan value, loan insurance is considered a practical solution to share the financial burden for the borrower's family in case of an accident or illness, thereby helping the borrower to confidently develop their business, improve and enhance their life. In addition, this product is also one of the risk management tools and ensures credit safety for banking organizations. |
Deputy Director of VietinBank Thanh Hoa branch Nguyen Thi Lan shared and visited loan customers who had work accidents.
Sharing more at the ceremony, Deputy Director of VietinBank Thanh Hoa branch Nguyen Thi Lan emphasized: "Loan insurance is not only a financial product, but also a "lifebuoy" to help customers firmly overcome unforeseen events. We believe that with the companionship of VietinBank and VBI, customers will have more support to confidently borrow capital, develop the economy and take care of their families."
Tung Lam
Source: https://baothanhhoa.vn/vbi-thanh-hoa-chi-tra-hon-1-7-ty-dong-quyen-loi-bao-hiem-dong-hanh-cung-khach-hang-vuot-qua-hoan-nan-254199.htm
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