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BAC A BANK implements a mechanism to anticipate the conversion from business households to enterprises

In order to accompany small traders and business households in the journey of transforming their operating model and complying with new regulations on financial obligations, Bac A Commercial Joint Stock Bank (BAC A BANK) officially introduces the "Mechanism for anticipating the conversion from Business Households to Enterprises".

Việt NamViệt Nam24/09/2025

This is a comprehensive account incentive solution package that not only helps customers simplify procedures and manage cash flow effectively, but also opens up opportunities to enhance reputation, increase competitiveness and develop sustainably in the future in accordance with the spirit of Resolution 68-NQ/TW of the Politburo on private economic development.

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The program is implemented from now until December 31, 2025, focusing on providing favorable conditions for customers to open new CIFs. Accordingly, BAC A BANK does not require customers to maintain a minimum balance on their payment accounts. In addition, customers receive incentives to open beautiful account numbers at significantly reduced costs, even free of charge in case they maintain an average CASA balance as committed or use loan/guarantee services within three months from the date of account opening. These policies contribute to creating conditions for business households to quickly adapt to the business model, while making better use of modern banking services.

In particular, for the group of micro-enterprises - which account for a large proportion of the economy and are facing many challenges in transformation - BAC A BANK offers a flexible and practical mechanism.

On that basis, BAC A BANK simplifies many procedures, reduces document requirements such as appointment decisions or contracts for hiring chief accountants in cases where the legal representative directly holds the position. The bank accepts flexible documents outside the transaction counter, and allows the provision of copies with originals for comparison. These adjustments help shorten processing time, create maximum convenience for customers and support micro-enterprises to quickly and conveniently access financial services.

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Sharing about the meaning of the Program, the representative of BAC A BANK emphasized: “With the spirit of dedicated service and attachment to the business community, we not only provide financial solutions, but also wish to become a trusted companion. BAC A BANK staff nationwide will directly guide, exchange and share information with each business household, so that all customers clearly understand and confidently embark on the journey of change ahead.”

It can be said that the conversion from a business household to an enterprise is not only an urgent requirement, but also an opportunity to improve management efficiency, expand the market and access preferential capital sources. With the "Mechanism for anticipating the conversion from a Business Household to an Enterprise", BAC A BANK affirms its long-term commitment to accompany the small business community, helping each step become steady and sustainable on the path of professional and stable development.

For more information, please visit the website: www.baca-bank.vn , or contact the Customer Care Center 1800 588 828 or BAC A BANK's nationwide Branch/Transaction Office system.


Source: https://vnbusiness.vn/ngan-hang/bac-a-bank-trien-dei-co-che-don-dau-chuyen-doi-tu-ho-kinh-doanh-sang-doanh-nghiep-1109708.html


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