Simplifying administrative procedures under the management of the State Bank

Specifically, approve the reduction and simplification of administrative procedures related to production and business activities in three areas: Bank establishment and operation; payment activities; credit activities.

At the same time, approve the reduction and simplification of business conditions in 5 areas: Business activities of commercial banks; business activities of non-bank credit institutions; business activities of cooperative banks, people's credit funds, microfinance institutions; provision of payment intermediary services, provision of payment services through customers' payment accounts; provision of credit information services.

Abolish some procedures related to the Certificate of registration of microfinance programs and projects.

Approving the removal of a number of procedures related to the Certificate of registration of microfinance programs and projects such as: Procedures for granting Certificates of registration of microfinance programs and projects with operating areas of 2 or more provinces or centrally run cities operating before Decision No. 20/2017/QD-TTg takes effect; Procedures for changing information in the Certificate of registration of microfinance programs and projects with operating areas of 2 or more provinces or centrally run cities; Procedures for granting and procedures for changing information in the Certificate of registration of microfinance programs and projects with operating areas within 1 newly registered province or centrally run city...

Abolish some business conditions on securities

Regarding the procedures for approving the listing of shares on the domestic and foreign stock markets of joint stock credit institutions, a number of business conditions are abolished, including: Having a minimum operating period of 2 years up to the time of request. The actual value of the charter capital up to the time of request is not lower than the legal capital level according to current regulations. Profitable business activities based on audited consolidated financial statements and audited individual financial statements in the 2 consecutive years before the year of request. Complying with the restrictions to ensure safety in the operations of credit institutions prescribed in Article 129 and Clause 1, Article 130 of the Law on Credit Institutions and the State Bank's instructions on these regulations continuously for the 6 consecutive months before the time of request...

Abolish and simplify some conditions for establishing domestic branches of commercial banks

Regarding the business conditions of the Procedure for approving eligibility to establish a domestic branch of a commercial bank, approving the abolition of the conditions for establishing a domestic branch for both cases: Commercial banks with an operating period of 12 months or more from the date of opening operations to the time of request and commercial banks with an operating period of less than 12 months from the date of opening operations to the time of request...

Source: https://baotintuc.vn/thoi-su/don-gian-hoa-thu-tuc-hanh-chinh-thuoc-quan-ly-cua-ngan-hang-nha-nuoc-20250917212156122.htm