Modern families choose consumer loans to invest in their children's education.

Every journey of knowledge needs a solid financial foundation. With simple, transparent and flexible installment consumer loan solutions, FE CREDIT helps young people and their families remove cost barriers, confidently invest in education, because the future cannot wait.

Put aside financial worries and confidently conquer new journeys

Taking his first steps into university, Nguyen Ngoc Minh - a first-year English Language student in Ho Chi Minh City - quickly realized the importance of equipping himself with the right learning equipment in the digital age. A laptop not only helps Minh follow online lectures but also effectively supports him in doing homework, researching documents and doing group projects.

However, like many young people, Minh has many financial limitations. Income from part-time jobs and savings are not enough for Minh to buy a laptop right away. Instead of delaying, Minh and his family proactively sought suitable financial solutions. Introduced by friends, Minh decided to choose FE CREDIT's laptop installment loan product at an electronics store near his residence.

The demand for purchasing equipment and learning tools increases during the peak of the back-to-school season.

After making her choice, Minh decided to invest in a quality laptop for long-term use. "My family paid 30% in advance, the rest was paid in monthly installments and I could work part-time to help my family pay for this," said the new student. With simple procedures and suitable interest rates, Ngoc Minh also participated in the "Get quality electronics, amazing deals" promotion program launched by FE CREDIT during the back-to-school season.

Thanks to this loan, Minh was able to get his hands on his dream laptop, supporting his studies and helping him be more proactive in his personal development. "This is the first time I own a valuable asset, I am very happy. In addition to the laptop, my family and I are also looking into FE CREDIT's installment loan package for motorbikes. This will also be a means to support me to start my new journey in Ho Chi Minh City more smoothly," Minh excitedly said.

Invest today, create opportunities for tomorrow

For Ms. Thu Nguyet (41 years old) = mother of two children in grades 4 and 10 - the financial pressure for children's education every school year is not strange. At the age of comprehensive development, children need to be invested in at the right time, in the right way and that means a lot of expenses. The youngest daughter Thao Linh has just been recruited into the guitar gifted class of the District Children's House, so the family has to prepare the expenses for studying and specialized musical instruments. Meanwhile, the eldest son is starting high school with many expenses: increased tuition, boarding fees, insurance, uniforms, books... all at the same time.

Both Nguyet and her husband are workers, raising two children to go to school, so their monthly income always has to be "weighed and measured" each item. "At the beginning of the school year alone, the family spent more than 8 million VND on compulsory fees. It was really stressful," she shared.

The climax was when she considered investing more than 15 million VND to buy a new guitar and register her two children for a foreign language course. If she only relied on savings, her children might miss the opportunity to develop their talents at the right time, which she did not want. To cover the expenses, Ms. Nga learned about FE CREDIT's "Building the future from small dreams" program and chose a consumer loan package. According to her, this was the right choice to have a proactive and timely source of money.

FE CREDIT provides quick and flexible financial solutions, so that each "dream backpack" is always full, ready to build the future with you.

"The loan package from FE CREDIT helps my family manage finances without having to bear too much pressure at the same time. Most importantly, my children can still register for courses on schedule, without interruption in the middle," Ms. Nguyet shared.

More specifically, FE CREDIT is implementing the incentive program "Finance in hand, welcome the great future" for personal consumer loan packages, so Ms. Nguyet has more opportunities to participate in the lucky draw and win valuable gifts such as Honda Vision motorbike, Samsung Galaxy phone or laptop. "I am very satisfied. On this occasion, FE CREDIT also has a good interest rate reduction incentive, suitable for my family's ability," Ms. Nguyet added.

In modern life, smart and timely financial decisions today will be the foundation for a bright future tomorrow. The stories of Ms. Thu Nguyet and Ngoc Minh are clear evidence that consumer loan solutions are not simply financial tools but also a reliable companion of families in cultivating and building the future for their children.

FE CREDIT is a member of the financial ecosystem of Vietnam Prosperity Joint Stock Commercial Bank ( VPBank ). From August 25 to October 25, 2025, FE CREDIT will launch incentive programs: " Get quality electronics, amazing incentives ", " Finance in hand, welcome the school year with great ease ", "With FE ONLINE 2.0, welcome the school year with great ease". Visit the website: https://www.fecredit.com.vn/ for more details.

Source: https://thanhnien.vn/gia-dinh-hien-dai-chon-vay-tieu-dung-de-dau-tu-giao-duc-cho-con-tre-185251001171055668.htm