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How much does it cost to close a bank credit card account?

Việt NamViệt Nam20/03/2024

In the past, banks have been offering free account opening and international credit cards and even promotions, giving away extra money to attract customers. However, when customers want to close their accounts or credit cards, they will have to pay a fee. Moreover, customers have to go to the bank counter to close their accounts or credit cards.

Customers must go to the bank to close their checking account or credit card. Photo: DAO NGOC THACH

Specifically, Eximbank announced the fee for closing a VND account within 1 year from the date of opening is 50,000 VND; for foreign currency accounts it is 2 USD. For international credit cards, the fee for closing the card within 6 months from the date of issuance is 200,000 VND. Similarly, Vietnam Prosperity Bank ( VPBank ) has the same fee when individual customers close a regular payment account or international credit card, which is 50,000 VND or 2 USD or equivalent foreign currency. The fee for closing VPBank's Timo credit card is 300,000 VND.

AtVIB , customers who close their payment account will pay a fee of 50,000 VND. For VIB Family Link credit card (Visa card), the fee to close the card within 12 months from the date of first issuance is 499,000 VND; for VIB Travel Elite card, the fee to close the card within 12 months is 699,000 VND.

Meanwhile, Vietcombank requires customers to pay a fee of 20,000 VND if they close their payment account within 12 months from the date of opening, and after this period, the fee is waived. For international credit cards in general, this bank requires customers to pay a fee to terminate the card usage of 100,000 VND; Vietcombank Visa Signature cards are exempt from card closure fees.

Sacombank also applies a fee of 50,000 VND or 5 USD to close a payment account within 12 months from the date of opening; Dong A Bank applies a fee of 22,000 VND to close a multi-function card within 12 months from the date of opening; after 12 months, the fee will be free. Only HDBank offers free account closure...

According to Thanh Nien

Source: https://thanhnien.vn/dong-tai-khoan-the-tin-dung-ngan-hang-tra-phi-bao-nhieu-18524031911171144.htm


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