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Agribank interest rates September 2025: Highest up to 4.8% for individual customers

Agribank interest rates in September 2025, applied to individual customers from 2.1% - 4.8%/year and businesses from 2.1% - 4.5%/year.

Báo Nghệ AnBáo Nghệ An08/09/2025

Agribank interest rates applied to new individual customers in September 2025

Entering September 2025, the Vietnam Bank for Agriculture and Rural Development (Agribank) announced the interest rate schedule for savings deposits for individual customers depositing directly at the counter, ranging from 2.1% to 4.8%/year depending on the term.

For the short-term group of 1-2 months, Agribank's interest rate is listed at 2.1%/year. Customers choosing a term of 3-5 months will enjoy an interest rate of 2.4%/year. For deposits from 6-11 months, the applicable interest rate is 3.5%/year.

What is the highest Agribank interest rate in September 2023?
Agribank updates bank deposit interest rates for September 2025

When choosing to deposit for a term of 12 - 18 months, customers will enjoy an interest rate of 4.7%/year. For longer terms, from 24 months, Agribank offers the highest interest rate in the listed table, reaching 4.8%/year.

For non-term deposits, Agribank applies an interest rate of 0.2%/year. This is a flexible option for customers who want to withdraw money at any time but the interest rate is lower than term deposits.

Agribank's interest rate schedule for individual customers in September 2025

Term
VND
No term
0.2%
1 month
2.1%
2 Months
2.1%
3 Months
2.4%
4 Months
2.4%
5 Months
2.4%
6 Months
3.5%
7 Months
3.5%
8 Months
3.5%
9 Months
3.5%
10 Months
3.5%
11 Months
3.5%
12 Months
4.7%
13 Months
4.7%
15 Months
4.7%
18 Months
4.7%
24 Months
4.8%
Payment deposit
0.2%

Source: Agribank.

Agribank deposit interest rates for businesses in September 2025 are stable

In September 2025, Agribank maintained the deposit interest rate schedule for corporate customers with a range of 2.1% to 4.5%/year. This is the interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.

Agribank deposit interest rate table applied to corporate customers updated September 2025:

Term
VND
No term
0.2%
1 month
2.1%
2 Months
2.1%
3 Months
2.4%
4 Months
2.4%
5 Months
2.4%
6 Months
3.4%
7 Months
3.4%
8 Months
3.4%
9 Months
3.4%
10 Months
3.4%
11 Months
3.4%
12 Months
4.5%
13 Months
4.5%
15 Months
4.5%
18 Months
4.5%
24 Months
4.5%
Payment deposit
0.2%

Source: Agribank

Source: https://baonghean.vn/lai-suat-ngan-hang-agribank-thang-9-2025-cao-nhat-len-den-4-8-cho-khach-hang-ca-nhan-10306034.html


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