Bank interest rates today 9/9/2025: Racing to add interest rates for customers

It is now common for banks to offer extra interest to depositors. Some banks have maintained this policy for years.

Southeast Asia Commercial Joint Stock Bank ( SeABank ) has long maintained a policy of giving an additional interest rate of 0.5%/year to customers who deposit online savings from 100 million VND, with terms of 6 months, 12 months and 13 months.

According to the online interest rate schedule for individual customers receiving interest at the end of the term maintained by SeABank for many months, the 6-month term interest rate is listed at 3.95%/year, the 12-13 month term interest rate is 4.7%/year.

For customers who deposit online savings from 100 million VND or more, the actual savings interest rate after addition will be: 6-month term is 4.45%/year; 12-13-month term is 5.2%/year.

Meanwhile, online deposit interest rates for the remaining terms are listed by SeABank as follows:

Interest rate for 1-2 month term deposits is 2.95%/year, 3-5 month term is 3.45%/year, 7 month term is 4.05%/year, 8 month term is 4.1%/year, 9 month term is 4.15%/year, 10 month term is 4.2%/year, 11 month term is 4.25%/year and 15 month term is 5.25%/year.

The highest interest rate listed by SeABank is 5.45%/year, applied to online deposits with terms from 18-36 months.

In addition to SeABank, Vietnam Technological and Commercial Joint Stock Bank ( Techcombank ) also applies a policy of adding 0.5%/year interest rate for the first savings deposit.

Techcombank said the guaranteed additional interest rate does not exceed 4.4%/year for a 3-month term, 5.3%/year for a 6-month term and 5.5%/year for a 12-month term.

Currently, online deposit interest rates listed by Techcombank are as follows: 1-2 month term is 3.45%/year, 3 month term is 4.25%/year, 4-5 month term is 3.75%/year, 7-11 month term is 4.65%/year and 13-36 month term is 4.85%/year.

In addition, from September 8-13, customers who choose Phat Loc Online savings products and become Inspire members of Techcombank will receive an additional 1%/year interest rate when depositing from 100 million VND with terms of 3, 6, 12 months.

In addition to the above banks, Vikki Digital Bank (Vikki Bank) recently announced a program to give an additional interest rate of 0.4%/year to depositors aged 80 and over and customers working in the People's Armed Forces.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON SEPTEMBER 9, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.8	4.8
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.1	3.8	5.3	5.4	5.6	5.4
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.8	4.1	5.25	5.35	5.5	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4.3	4.5	4.9	4.9	5.2	5.7
GPBANK	3.95	4.05	5.65	5.75	5.95	5.95
HDBANK	3.85	3.95	5.3	5.3	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.4
MB	3.5	3.8	4.4	4.4	4.9	4.9
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	3.8	4	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	3.9	4.1	5	5	5.1	5.2
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.6	3.9	4.8	4.8	5.3	5.5
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.45	4.25	5.15	4.65	5.35	4.85
TPBANK	3.7	4	4.9	5	5.3	5.6
VCBNEO	4.35	4.55	5.6	5.45	5.5	5.55
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.1	5.3	5.6	5.8
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.65	5.95	6
VPBANK	3.7	3.8	4.7	4.7	5.2	5.2