Banks warn of the latest money-grabbing tricks and how to avoid them

(NLDO) - Fraudsters send messages impersonating banks announcing gift exchanges, with fraudulent links to steal account and card information and steal customers' money.

Banks are constantly warning about increasingly sophisticated fraud schemes aimed at stealing information and appropriating money from people's accounts.

The latest money-grabbing tricks

Most recently, on July 24, Vietcombank warned of a trick of impersonating the bank to send text messages announcing that bonus points are about to expire, along with fake links such as vietcomm.top, viettcad.top...

Accordingly, message recipients are instructed to access websites with interfaces similar to Vietcombank to redeem gifts or receive refunds. When entering personal information, card numbers, and OTP codes, customers' data is exposed, creating conditions for criminals to steal money.

Banks continuously warn of new fraud tricks

SeABank has also warned about the tricks of hotel booking fraud during the tourist season. Taking advantage of the saving mentality during the tourist season, scammers create fake fanpages with blue ticks, using names, logos, and images similar to famous resorts, hotels, and homestays; impersonating travel agency employees to launch travel combo packages, hotel room combos with preferential prices.

Another trick is to capture online shopping habits, impersonating delivery staff to contact for delivery and request payment for the order into the provided account number.

"After approaching and gaining the victim's trust, the scammer continuously calls to urge the victim to transfer money or access the link to keep the preferential price. The links often contain malicious code to take over the device, get confidential information related to banking services, and appropriate money" - SeABank warns.

Banks increase solutions to prevent fraud

Faced with this situation, banks recommend that users do not provide security information such as OTP codes or card information to anyone and do not access strange links.

At the same time, many banks are also implementing technological measures to minimize the risk of fraud.

Specifically, Agribank has just integrated a suspicious account warning tool right into the Agribank Plus platform. When customers enter the recipient's account number, the system will automatically compare it with the database of the Ministry of Public Security , the State Bank and internally to warn if the account is suspicious.

Similarly, MB Bank also added the "Steel Shield" feature on the application, which helps scan and detect beneficiary accounts with signs of abnormalities, such as incorrect population data or related to warning lists.

Currently, the State Bank has collected more than 350,000 accounts suspected of fraud from credit institutions and authorities. This data warehouse will be shared with banks under the "send together, receive together" mechanism. This is considered an important step in forming a centralized risk prevention and detection system throughout the banking industry.

Source: https://nld.com.vn/thu-doan-chiem-doat-tien-moi-nhat-qua-tin-nhan-gia-mao-ngan-hang-196250724112022731.htm