Tet holiday 2025, which banking services will be interrupted?

Which banking services operate during Tet? What should customers who deposit money or have a bank debt repayment schedule pay attention to during this time?

During Lunar New Year, banking transactions at the counter will be closed from January 25 to February 2.

Regular interbank transfers will be suspended from 4pm on January 24th, transactions after this time will be processed on February 3rd.

As at VPBank , loan/overdraft services will be suspended from 5pm on January 24. Registrations after this time will be disbursed on February 3. Savings book transfer services will be suspended from 5pm on January 24 to February 2.

During the Lunar New Year holiday, 24/7 express transfers, internal transfers, and periodic transfers at banks will operate normally.

Bill payment services, service top-up, online card features and utilities are still provided normally by the bank.

New online savings accounts opened from 9:00 p.m. on January 24 will calculate interest from January 27. New online savings accounts opened from 4:00 p.m. on January 27 will calculate interest from January 31. New online savings accounts opened from 4:00 p.m. on January 31 will calculate interest from February 1. New online savings accounts opened from 4:00 p.m. on February 1 will calculate interest from February 3.

During the Lunar New Year holiday, online savings accounts will still be automatically renewed.

Over-the-counter savings accounts are not automatically renewed. The maturity date on January 25-27 will be automatically settled at 00:00 on January 25, the maturity date on January 28-31 will be automatically settled at 19:00 on January 27, the maturity date on February 1 will be automatically settled at 19:00 on January 31. The maturity date on February 2-3 will be automatically settled at 19:00 on February 1. The term interest period will be calculated based on the actual number of days of the deposit.

Savings book mortgage loans with a settlement date that coincides with the loan maturity date between January 25 and February 2 will have their settlement date postponed to February 3. The savings book will be automatically renewed to the next term between January 25 and February 2.

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