According to a survey by Lao Dong Newspaper reporters at nearly 30 banks in the system, 6-month savings interest rates are fluctuating around 3 - 5.5%/year.
Leading the way is Caky by VPBank , which is listing a 6-month term interest rate at 5.5%/year when customers deposit money for a term and receive interest at the end of the term. In addition, this bank is listing the highest interest rate at 5.7%/year when customers deposit money for 12-36 months and receive interest at the end of the term.
CBBank listed the highest interest rate for a 6-month term at 5.1%/year when customers deposit money online and receive interest at the end of the term.
NCB listed the highest interest rate for 6-month term deposits at 4.65%/year when depositing in An Phu. Customers who deposit money in traditional terms receive a lower interest rate of 4.5%/year.
VietABank is listing the highest interest rate for a 6-month term at 4.6%/year when customers deposit money online and receive interest at the end of the term. Customers who deposit money monthly only receive an interest rate of 5.5%/year.
In addition, readers can refer to the interest rate table of Big 4 banks on February 14, 2024:
You can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit
For example, you deposit 1 billion VND in Bank A, with an interest rate of 5.5% for a 6-month term. The interest you receive is estimated as:
1 billion VND x 5.5%/12 x 6 months = 27.5 million VND.
So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles on interest rates HERE.
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