One of Vietcombank 's most outstanding achievements in the past term is its impressive growth in scale and operational efficiency - Illustrative photo
Impressive growth in scale and operational efficiency
The 2020-2024 period witnessed Vietcombank's strong breakthrough in both financial scale and business efficiency. As of June 30, 2025, the bank's total assets reached over VND 2.2 million billion, an average growth of 11.4%/year - exceeding the set target. Credit growth was 15.2%/year, capital mobilization increased by 9.9%/year, ensuring sustainable capital use efficiency.
Total pre-tax profit during the term reached VND167,620 billion - nearly double compared to the previous period, helping Vietcombank maintain its position as the bank with the highest profit in the system. The average ROE reached 21.5%, far exceeding the set target of 17%.
In particular, Vietcombank continues to be the listed bank with the largest capitalization in the Vietnamese stock market, and from 2022 to present is the only representative of Vietnam in the Top 100 largest capitalized banks globally.
National financial pillar, effective community support
Over the past 5 years, Vietcombank has paid approximately VND62,100 billion to the State budget, including VND58,800 billion in taxes and VND3,300 billion in cash dividends. The bank is also the focal point for arranging capital for key national projects, typically Component Project 3 - Long Thanh International Airport, with the largest capital arrangement scale in the history of the banking industry.
Towards community responsibility, Vietcombank has waived and reduced interest rates worth more than VND 33,900 billion to support people and businesses to overcome difficulties during the pandemic; saving VND 1,224 billion in costs through practicing thrift and fighting waste.
Strong Party organization, excellent completion of tasks
With 136 grassroots party organizations and more than 7,700 party members, Vietcombank Party Committee is the only organization in the entire Central Enterprises Party Committee to be recognized for "Excellently completing tasks" for 7 consecutive years.
The rate of party members completing their tasks well reached 95.8%, and the rate of party organizations completing their tasks well reached an average of 86.7% per year. Notably, the Party Committee admitted 1,783 new party members - reaching 297% of the resolution target.
Inspection and supervision work was carried out seriously, with more than 1,200 organizations and 9,000 party members inspected, contributing to maintaining discipline and order in the entire system.
Pioneering digital transformation and innovation
From the beginning of its term, Vietcombank has promoted comprehensive digital transformation. By mid-2025, about 84% of retail operations and 56% of wholesale operations had been fully digitized - far exceeding the set target. The pioneer bank successfully connected to the Remote Centralized Digital Signature Portal on the VNeID platform, providing a completely online digital signature service.
Vietcombank has collected biometrics from 12.9 million individual customers and 180,000 businesses - the largest scale in the industry. At the same time, the bank widely applies new technologies such as AI, chatbot Digibot, voicebot, RPA... to improve the experience and operational efficiency.
Vietcombank has been continuously honored at prestigious awards in the fields of innovation and risk management, is a pioneer bank in developing green credit, supporting renewable energy projects, clean agriculture , environment... In 2023-2024, the bank was in the Top 20 listed enterprises with the best sustainability index (VNSI).
Strong investment in human resources and corporate culture
People are always at the center of Vietcombank's sustainable development strategy. During the past term, the bank has effectively implemented training programs using Agile, Design Thinking, and E-learning methods; focusing on recruiting technology personnel and innovation experts.
Vietcombank has been continuously recognized as "Outstanding Enterprise for Employees" and is the bank with the best working environment in Vietnam for 9 consecutive years. The bank is also a pioneer in building corporate culture, from the Code of Professional Ethics, Vietcombank Cultural Handbook, to the emulation movements "Skilled Mass Mobilization" and "Vietnamese people prioritize using Vietnamese products".
Vision 2025–2030: To become the leading financial group in Vietnam
Entering the new term, Vietcombank aims to become the largest financial group in Vietnam, among the Top 200 financial groups and Top 700 largest listed companies globally. The bank continues to promote its leading role in the country's economic development, green finance and sustainability.
Vietcombank identified strategic focuses including: improving the leadership capacity of the Party Committee; building a clean and strong organization; safe and effective credit growth; expanding international cooperation; promoting digital transformation, developing modern technology infrastructure; encouraging internal innovation and business model innovation .
Along with that, the bank continues to care about the lives of employees, develop corporate culture associated with digital transformation and green transformation, affirm social responsibility and make an increasingly greater contribution to the sustainable development of the country.
Vu Phong
Source: https://baochinhphu.vn/vietcombank-dan-dau-he-thong-tien-phong-doi-moi-phat-trien-ben-vung-102250801115350551.htm
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