In the first 7 months of 2025, the Provincial Development Investment Fund appraised the credit and decided to lend 2 customers 31.5 billion VND, reaching 63% of the 2025 lending plan. Recovered loans from 5 customers with a total amount of 24.45 billion VND, reaching 70% of the 2025 plan. The outstanding principal balance by June 30, 2025 reached 153.75 billion VND, with no overdue principal debt; the accumulated interest receivable in the period was 46.465 billion VND, of which 5.58 billion VND was collected, the remaining uncollected was 40.885 billion VND.
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Comrade Ngo Tan Phuong concluded the conference. |
The management and use of capital from the Land Development Fund are strictly in accordance with the provisions of law. By July 31, 2025, the Provincial Development Investment Fund has provided capital for 51 projects with a total amount of over VND 671.66 billion to be collected. Adjusting the loan interest rate for 3 projects. Carrying out procedures for lending land use right certificates mortgaged at the Fund to register changes in assets on land and continuing to re-evaluate the value of collateral assets after formation for 3 customers. Releasing 2 assets securing loans for Song Hong Technology Development Investment Joint Stock Company.
From now until the end of the year, the Provincial Development Investment Fund will continue to seek loan projects, striving to complete the 2025 lending plan. Submit to the Provincial People's Committee for approval of the minimum lending interest rate and issue a list of investment and lending sectors of the Provincial Development Investment Fund for the period 2026-2030. Check the situation of customers' loan use according to regulations, collect interest and principal debts of loan projects at the Fund; organize the management and use of the Land Development Fund's capital in accordance with the provisions of the Charter and relevant laws; urge units to strictly implement regulations on timely repayment of advanced capital...
However, the Fund's operations still face many difficulties, especially in some projects with long-standing problems. The main reasons are problems with site clearance, slow progress in land use rights auctions, the handling of interest rate compensation, lack of sanctions for recovering overdue capital, etc. Meanwhile, guarantee activities are currently suspended due to lack of organizational consolidation.
The Board of Management and the Executive Board of the Development Investment Fund recommend that the province soon have solutions to remove obstacles, create a mechanism to completely handle existing problems, and promptly unify the organizational structure, transfer assets, balance capital, handle debts and transfer unfinished projects so that operations are not interrupted; ensure effective use of capital sources, and meet the new development requirements of the province after the merger.
Discussing at the conference, representatives of some departments and branches suggested that in the coming time, the Fund should promptly advise the Provincial People's Committee on the loan portfolio, maximizing the fund's efficiency; increase the charter capital of the Environmental Protection Fund; approve the minimum loan interest rate and promulgate the list of investment and loan sectors of the Provincial Development Investment Fund for the period 2021-2025 and the period 2026-2030. In addition, pay attention to contracts and cooperative investments using existing fund sources; proactively seek projects to disburse capital sources.
Concluding the meeting, Comrade Ngo Tan Phuong acknowledged and praised the efforts of the Fund's Executive Board in the past time. In order to successfully complete the tasks in the last months of the year, he requested the Management Board and the Fund's Executive Board to be proactive, creative, and promptly remove obstacles; review and amend regulations to suit the reality. Create a transparent mechanism in lending activities, but must ensure efficiency.
Continue to improve advisory capacity, research and propose decentralization of some tasks. Further promote dynamism, creativity and flexibility in implementing tasks; manage and use the Fund effectively, avoiding loss. Urgently seek opinions from sectors, soon complete the draft Charter of the Fund's organization and operation. For projects with problems, assign the Department of Finance to advise the Provincial People's Committee to have a plan to thoroughly resolve, return and recover capital to the State.
The Vice Chairman of the Provincial People's Committee agreed in principle to let the Development Investment Fund research and implement the social housing construction project, however, it is necessary to calculate the investment organization model to ensure efficiency and avoid risks; arrange the Provincial Development Investment Fund synchronously, consistently, within authority, departments and branches to receive, focus on supplementing and amending according to the plan and assigned tasks. In particular, advise on making a good plan to arrange and resolve the regimes and policies for managers, officers and employees of the Fund after it has been completed.
Source: https://baobacninhtv.vn/bao-toan-phat-huy-hieu-qua-nguon-von-tu-quy-dau-tu-phat-trien-postid424455.bbg
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