When do employees receive one-time social insurance?

(Chinhphu.vn) - Mr. Tran Huu Dung (Thanh Hoa) has 14 years and 8 months of social insurance contributions, and has retired since August 2024. Due to family matters, he did not come to the office to hand over his work. Since September 2024, he has been unemployed without pay. Mr. Dung asked, will he receive a one-time social insurance payment? Will he receive a pension?

Regarding this issue, Thanh Hoa Provincial Social Insurance responded as follows:

Regarding the one-time social insurance regime, based on the provisions of Clause 1 and Clause 2, Article 70 of the Social Insurance Law No. 41/2024/QH15, employees who have stopped participating in social insurance but request to receive one-time social insurance will be entitled to receive one-time social insurance.

However, from September 2024, Mr. Dung took unpaid leave (the labor contract has not yet been terminated), therefore, Mr. Dung has not been guaranteed according to the provisions of Clause 1 and Clause 2, Article 70 of the Social Insurance Law No. 41/2024/QH15, so he has not been able to receive one-time social insurance payment.

We recommend that you contact your employer to complete the procedures for terminating your employment contract. After terminating your social insurance participation and if requested, the social insurance agency will consider resolving the regime according to regulations.

Regarding the retirement regime, because Mr. Dung has only paid social insurance for 14 years and 8 months (not enough 15 years of social insurance payment as prescribed in Clause 1, Clause 2, Article 64 of the Social Insurance Law No. 41/2024/QH15), Mr. Dung is not eligible for pension. When Mr. Dung meets the condition of 15 years of social insurance payment and reaches the prescribed retirement age, he will receive pension.

Chinhphu.vn

Source: https://baochinhphu.vn/khi-nao-nguoi-lao-dong-duoc-nhan-bhxh-mot-lan-102250903154236822.htm