The latest series of regulations on buying, selling, and leasing social housing that people need to know

(Dan Tri) - Investors are not allowed to collect more than 95% of the contract value before the home buyer is granted the certificate. Many of the latest regulations related to social housing are in Decree 192.

The Government has just issued Decree 192/2025 detailing a number of articles and measures to implement Resolution 201/2025 of the National Assembly on piloting a number of specific mechanisms and policies for social housing development.

Do not collect more than 95% of the contract value before the buyer is granted the red book.

According to the above decree, 30 days before the date of notification of receiving applications for purchase or lease-purchase of social housing or when submitting an application for notification of housing eligible for sale or lease-purchase of future housing, the investor must send the decision on the selling price or lease-purchase price of social housing along with related documents to the Department of Construction of the province where the project is located.

The Department of Construction will publicize the selling price and rental price of social housing on the electronic information portal of the Provincial People's Committee and the Department's electronic information page.

180 days from the date of acceptance of the completed construction project put into use, the investor must conduct a State audit or an independent audit, settle the construction investment costs according to regulations and send the audit and settlement documents to the Department of Construction to check the selling price and rental price of social housing.

In case the selling price or lease-purchase price of social housing according to the audit, settlement and inspection results of the Department of Construction is higher than the selling price or lease-purchase price signed by the investor, the investor shall not collect the difference from the buyer or lease-purchaser of social housing; in case it is lower, the investor must refund the difference to the buyer or lease-purchaser of social housing.

In particular, the investor is not allowed to collect money exceeding 95% of the contract value before the home buyer is granted a Certificate of land use rights, ownership of assets attached to the land and completes the refund of the difference, if any.

The Decree also clearly stipulates that investors in social housing construction investment projects are fully responsible for the accuracy of the application documents for handover to the investor, deciding on the selling price and rental price of social housing, and implementing social housing construction investment projects to ensure progress, quality, and compliance with legal regulations.

A social housing apartment project in Bac Nha Trang ward, Khanh Hoa province (Photo: Trung Thi).

Control, prevent loopholes, corruption, and policy exploitation

In addition, to control, inspect, prevent loopholes, corruption, negativity, and policy exploitation, Decree 192 also specifically stipulates in Article 14.

The investor of the social housing construction investment project is fully responsible for the accuracy of the application documents for the investor, the decision on the selling price and the rental price of social housing, and the implementation of the social housing construction investment project to ensure the correct progress, quality, and compliance with the provisions of law.

The investor shall organize an audit and a consulting organization to examine the selling price and rental price of social housing, and shall be responsible before the law for the results of the audit and examination, ensuring compliance with the provisions of law.

Investors, organizations and individuals who violate the provisions of Resolution 201/2025 and this Decree shall, depending on the nature and severity of the violation, be subject to disciplinary action, administrative sanctions or criminal prosecution. If causing damage, they must compensate according to the provisions of law.

The Government Inspectorate , relevant ministries and ministerial-level agencies, within the scope of their assigned functions and tasks, shall organize the implementation, monitor, inspect and examine the implementation of Resolution No. 201/2025 and Decree 192 to promptly detect and handle violations of the law, policy exploitation and resolve complaints and denunciations within their scope, authority and in accordance with the provisions of law.

The Decree also contains contents related to the responsibilities of the Ministry of National Defense, the Ministry of Public Security, provincial People's Committees, competent authorities...

In particular, the Ministry of National Defense and the Ministry of Public Security are responsible for assigning investors of housing construction projects for the people's armed forces to ensure compliance with the provisions of Resolution 201/2025 and this Decree; organizing inspections and taking measures to handle investors who implement projects behind the approved schedule and do not ensure the quality of construction works.

The Provincial People's Committee, within its scope and authority, decides to assign investors, approve investment policies, and assign investors according to the provisions of Resolution 201/2025 and this Decree to ensure publicity, transparency, and no complaints; organize inspections, checks, and take measures to handle investors who implement projects behind the approved schedule, do not ensure the quality of construction works...

Source: https://dantri.com.vn/bat-dong-san/loat-quy-dinh-moi-nhat-ve-mua-ban-thue-mua-nha-o-xa-hoi-nguoi-dan-can-biet-20250704110630314.htm