At the conference, NAPAS and the units shared and discussed opportunities for sustainable development of the payment market in the context of many major changes in the country's economy . In particular, the electronic payment sector recorded an important step forward with Decree No. 52/2024/ND-CP of the Government on non-cash payments and Circular 40/2024/TT-NHNN of the State Bank on the provision of intermediary payment services, helping to expand the scope, scale of operations as well as development potential for TGTT units.
At the same time, people's cashless payment habits continue to increase, reflected in the growth of daily transactions. According to the State Bank, in the first 7 months of 2025 compared to the same period in 2024, cashless transactions increased by 44.4% in quantity and 25.04% in value; transactions via QR codes alone increased by 66.73% in quantity and 159% in value. These figures show a clear shift in consumer behavior, creating a favorable foundation for the development of a digital payment ecosystem.
NAPAS Board of Directors and representatives of more than 40 Payment Intermediary units attended the NAPAS 2025 Customer Conference |
Faced with the opportunities and needs of electronic payment development, NAPAS and TGTT units reviewed the outstanding results in 2025 and proposed directions for sustainable cooperation in the coming time.
Specifically, NAPAS and the payment gateways have coordinated to implement many key projects including: money transfer service via e-wallet; VIETQRPay payment service at domestic payment acceptance points; VietQR Global serving international tourists; NAPAS Apple Pay payment; Tap and Pay; Payment in public transport with metro, bus... These services contribute to diversifying payment methods, meeting the increasing needs of users.
In the coming time, NAPAS will continue to promote the development of a digital payment platform (NAPAS Digital Payment Platform) to support card payments, accounts, e-wallets, QR, etc. on online transaction channels and payment acceptance points, helping to optimize user experience. At the same time, NAPAS and payment acceptance points will coordinate to expand the network of payment acceptance units, focusing on developing a network accepting payment by VietQR Global code to serve international customers.
NAPAS commits to continue to closely coordinate with payment intermediary organizations in deploying effective services, promoting interconnection, connection, and safety in the system, promoting the role of a reliable bridge between the Bank and payment intermediary organizations. At the same time, NAPAS believes that the cooperation of the units will create an open playground - where payment intermediary organizations can cooperate, develop, and bring superior payment solutions to customers.
MOMO representative received the "Member of the Year 2025" Award presented by NAPAS |
Also within the framework of the conference, NAPAS held a ceremony to honor outstanding TGTT units. The awards were built by NAPAS based on criteria such as: transaction growth, online payment efficiency and dynamism in service deployment.
I. “Member of the Year 2025” Award – Leading in transaction value of all services:
Diamond: Mobile Online Services Joint Stock Company (MOMO)
Platinum: Viettel Digital Services Corporation – Branch of Military Industry - Telecommunications Group (VIETTEL DIGITAL)
Gold: Zion Joint Stock Company (ZALOPAY)
II. “Leading Member in E-Commerce Volume 2025” Award – Leading in online payment transaction value:
Diamond: OnePay Online Trading and Services Joint Stock Company (ONEPAY)
Platinum: ShopeePay Joint Stock Company (SHOPEE PAY)
Gold: Payment Gateway Joint Stock Company Ngan Luong (NGAN LUONG)
III. “Leading Member in Volume Growth 2025” Award – Leading in online payment sales growth rate:
Mobile Online Services Joint Stock Company (MOMO)
IV. “Dynamic Member” Award – Dynamic unit in implementing new services and marketing activities:
VNPT Payment Joint Stock Company (VNPT EPAY)
GALAXYPAY Company Limited (GALAXYPAY)
9PAY Joint Stock Company
FINVIET Technology Joint Stock Company
V. “Innovation Member” Award – Pioneer in implementing innovation projects:
EPAY Service Joint Stock Company
VietUnion Online Services Joint Stock Company (VietUnion)
PAYME Technology Joint Stock Company
Source: https://baodautu.vn/napas-vinh-danh-cac-don-vi-trung-giang-thanh-toan-2025-d391207.html
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